Delaware is a great place to take a beautiful motorcycle ride. Hitting the road on your bike, and cruising Fenwick Highway to Dewey Beach, or taking a day tour of the Brandywine Scenic Byway are just a few of the opportunities to take in the stunning landscape and history of Delaware.
There are, however, inherent risks for all motorcycle riders. From curvy roads and excessive speeds to inattentive motorists, motorcycle accidents can and will happen. Beyond wearing a helmet and staying safe on the road, one big way to protect yourself is to have motorcycle insurance. Before you search for motorcycle insurance quotes, however, it's important to keep the following in mind.
According to Delaware traffic reports and laws:
Delaware is a state that's very motorcycle friendly, with dirt riding opportunities, beautiful, scenic roads, motorcycle clubs, and even a domestic violence awareness ride put on by the state troopers.
Even though the state loves its motorcyclists, it's important to realize that even the most cautious rider can be involved in an accident. Unfortunately, even a small accident can prove serious when there is a motorcycle involved.
Motorcycle insurance quotes will typically resemble auto insurance quotes. Because the motorcycle is a vehicle, you are required by Delaware law to carry a minimum amount of liability insurance on your motorcycle. A motorcycle insurance policy offers many different types of coverage, including:
There are many types of motorcycles available for purchase, and each one can be covered by a motorcycle insurance policy in Delaware. Here are just a few of the different types of motorcycles that can be covered:
Nearly any type of motorcycle can be covered in Delaware with motorcycle insurance. The trick is finding an insurance agent who can help you comparison shop for coverage.
Quotes are usually free, but the premium they represent is not. Since every rider is different, every quote for motorcycle insurance is different. There are many factors that go into deciding a price for motorcycle insurance. You should be prepared to answer a few questions regarding your motorcycle and your coverage. Most Delaware insurance companies will consider the following when calculating your quote:
Like most insurance policies, a motorcycle insurance policy may have discounts available depending on your personal situation. Here are just a few of the types of discounts that may be available:
It's always a smart idea to ask about any discounts you may not be aware of when getting a motorcycle insurance quote to be sure that you are getting the most for your heard-earned money.
Whether you already have motorcycle insurance, or just purchased your first chopper, you may have questions or concerns regarding your insurance coverage, a Trusted Choice® agent is always available to help answer questions, review coverage, or even help you file a claim. Contact a Trusted Choice insurance agent in your area to find out how you can take in the beautiful Delaware scenery with peace of mind knowing you and your bike are covered.