South Burlington, VT, is home to the famous ice cream brand, Ben & Jerry's. With the largest shopping malls in the state, South Burlington is full of commerce. This small but thriving town of 19,141 residents has a lot to offer.
If you're one of the 77,614 small businesses in Vermont, you'll want a policy to protect your livelihood. An independent insurance agent has access to several carriers so that you can save. You can connect with a local expert today to begin your policy search.
How to Attract Talent in South Burlington, VT, with Employee Benefits
To stay competitive in today's market, you'll need to offer value. With 161,080 people in Vermont employed by small businesses each year, employee benefits can help. This coverage will contribute to your staff's health insurance and more.
When you help share the expense of monthly bills with your employees, they'll want to stick around. The best way to create a package is through a professional. Contact a South Burlington independent agent to get started.
Does Your South Burlington, VT, Commercial Property Have Enough Insurance?
Your businesss insurance needs to carry limits that will help restore you to like, kind, and quality. Commercial property policies may only cover up to 80% of the building's value. This puts you in the hole for the other 20%. Take a peek at the most common property risks that you'll want protection from in South Burlington, VT:
- Severe storms and lightning damage
- Flooding and water damage
- Hurricanes and tropical storms
- Ice storms and freezing
- Burglary and other property claims
Flood insurance: The majority of small business owners aren't aware that their property policy won't cover flood damage. Often they find out when it's too late, and a loss is already underway. To get the right coverage, speak with an independent agent on flood insurance.
Do You Have the Right Liability Coverage in South Burlington, VT?
If you're without coverage for catastrophe, bodily injury, and more, you could have to pay out of pocket. With $663,772,000 in commercial claims paid in Vermont in 2019 alone, you'll want an adviser. In the meantime, check out some of the most common liability policies and coverages:
Cyber liability insurance: Cyber liability insurance will help protect your business from damage arising out of a cyber attack. When sensitive data gets stolen, you'll be responsible for the loss. Speak with an independent agent to help cover your exposure.
Business interruption insurance: Business interruption insurance pays for your regular expenses when a loss shuts your operation down. Coverage can last up to two years, helping you stay afloat. Connect with a South Burlington independent agent to discuss further.
General liability insurance: GL insurance will protect your business from lawsuits due to a slip and fall or a complicated product recall. There are several different types of add-ons your policy can have, so contact an expert. Speak with a local independent agent about your limits.
Is Workers' Compensation Insurance Required in South Burlington, VT?
Under state law in Vermont, all employers must provide workers' compensation insurance to their staff. Coverage limits are mandated as well. An independent agent can help you meet regulations.
They know the ins and outs of workers' compensation insurance and can offer guidance. Since this coverage is required with one employee or more in MN, you'll want to get started. To best protect your business and employees, connect with an independent agent.
Why You Need a South Burlington, VT, Independent Insurance Agent
Over 107 Vermont experts on TrustedChoice.com can help with your business's insurance policies at zero cost to you. They'll do the shopping on your behalf, giving you options on coverage and price. When you work with an independent insurance agent, you're getting the best of both worlds.
A local adviser in your corner can make a lot of difference when a claim needs to be filed. To have the best service, policy, and rate, get matched with an independent agent in minutes.
TrustedChoice.com Article | Reviewed by Jeffrey Green
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