Business Insurance in Vermont FAQ - Quick Answers

In order to know your exact business insurance costs you'll need to obtain quotes, but you can understand what risk factors Vermont carriers use to rate your policies below:

  • Type of industry
  • Number of employees
  • Gross annual sales
  • Location of business
  • Number of company vehicles
  • Safety practices in place
  • Past claims reported
  • Number of years in operation

In Vermont, you won't be required to carry most business insurance by law, but the following two policies are mandated if you fit their criteria:

Each Vermont business will have commercial coverage that is unique to its daily operations. However, they will start with foundational policies such as the ones below:

Your business insurance in Vermont is likely to start with a general liability policy. Check out how this policy protects your operation below:

Health insurance plans in Vermont are optional for small businesses with under 50 employees. However, if you want to offer health coverage as an added benefit, then you can obtain quotes through a licensed independent insurance agent for free.

In Vermont, Nationwide, Hiscox, and Hanover insurance companies come highly rated for business protection. This is because of their superior claims handling and exceptional coverage offerings.

Do You Know What Your Business Insurance Covers in Vermont?

Find the Best Business Insurance in Your City

National Business Insurance Stats

Number of businesses in the US: 30,819,176

Burglary rate per 1,000 residents in the US: 3.76

Auto theft rate per 1,000 vehicles in the US: 2.29

CityNo. of businessesBurglaries / 1,000 peopleAuto thefts / 1,000 cars
South Burlington2,8141.630.41