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What type of insurance do you need?
They understand your risks and will find you the coverage you need.
On average, Vermont drivers pay approximately $957 a year (or $80 a month) for their car insurance. This is significantly lower than the national average cost of $1,311 a year. Shopping around for the best price can help you be certain that you are not overpaying for your coverage.
As a vehicle owner in Vermont, finding a competitively priced policy is easy when you work with a local independent insurance agent. These agents can obtain customized car insurance quotes from multiple insurance companies on your behalf and can help you compare the coverage offered by each. Find an agent near you to learn more.
Car insurance in this state includes a mixture of mandatory and optional coverage. If you are involved in a collision, here are a few of the ways that your Vermont auto insurance may be able to help:Fix Your Car - Not required. We officially call this "comprehensive & collision coverage" and though it is not required by the state, it may be required by your lender.
When it comes to car insurance, Vermont is a fault-based state.
This means that the driver who caused the accident is responsible for covering the cost of damage as well as any necessary medical treatment.
Driving without insurance in Vermont is illegal. If you get caught, you can face fines ranging from $250 to $500 and you can have your license suspended until proof of financial responsibility is furnished.
Despite these penalties, an estimated 6.8% of drivers in this state are operating uninsured vehicles. While this is significantly lower than the national rate of 13.0%, it still adds up to a lot of drivers.
That is why uninsured motorist coverage, which is required in Vermont, can prove so beneficial. This mandatory coverage can pay for your vehicle repairs and medical expenses right away if you are in an accident and the at-fault driver is uninsured or underinsured.
This takes the burden of going through legal channels to try to collect the money owed by the at-fault driver off your shoulders. Your insurance company will instead take on the responsibility of trying to collect the funds owed by the uninsured driver and will absorb the costs if unsuccessful.
When it comes to car insurance, there is no such thing as an insurance company that is “best” for everyone. The ideal insurance company for single, middle-aged woman with a long history of safe driving might not be the best choice for a couple that has teenage drivers in their household.
That is why independent insurance agents compare coverage and prices from a variety of top-rated insurance companies. Doing so is the best way to find a reliable policy that offers the most value for you.
Yes! There are currently 107 independent insurance agents in Vermont.
These experience insurance professionals are ready to help you find the best car insurance policy to meet your coverage and budgetary needs. Find an insurance agent near you to get started.
National average time spent commuting 25.4 Min
National average car thefts per 1,000 2.94 Year
National average car insurance cost $1318 Year
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