Green Bay is Packer Town. Green Bay is Titletown. The NFL team Green Bay Packers won the Super Bowl in 1967, 1968, 1997 and 2011, which says a lot, considering Green Bay is one of the smallest metropolitan areas with an NFL team. Many Packers fans like to sit and reminisce about Super Bowls past and, as we age, other memories come to the surface as well. For some, the preparation for death is a long process, and for others, it comes too fast to notice. No matter how close you are to your passing, be prepared with Green Bay, WI life insurance.
These are the mortality causes and rates in Green Bay per 100,000 people:
There’s no wrong time to purchase life insurance. Of course, there are certain stipulations. Some insurance policies have a suicide clause or waiting period, which helps rule out any intentional death benefit claims. Otherwise, purchasing life insurance is a great way to provide protection for your family in the event of your death. While it’s not something we like to think about, it truly is a fact of life. The better prepared you are, the better equipped your family will be to deal with your death.
When you’re young and healthy, you may not even think about Green Bay life insurance, but that could be the ideal time to purchase a policy. Do you have a large number of student loans? If you died unexpectedly without life insurance, that debt burden would fall to your parents or spouse. Green Bay life insurance can also help pay for funeral expenses.
For a young individual, rates are affordable, but even if you’re over 30, affordable insurance is possible. If you’re starting a family, it’s a wise decision to purchase life insurance. It can help pay for the remaining partner’s expenses, as well as provide a fund for your children’s education. Premiums are more affordable if you’re healthy. Also, keep in mind that, if you have sufficient income, you can take advantage of the investment component offered by some policies.
If price is your main deterrent to purchasing life insurance, ask about a term life insurance policy. This product is a basic life insurance policy that provides a death benefit in the event of your passing. The policy lasts for a specific time frame, or term, elected by you and will pay out a certain death benefit, also elected by you. Your premium depends on the term and the death benefit, and once you make your decision, the rate remains fixed for the life of the policy. Once the term expires, you can renew your policy for a different term and amount.
If you want a life insurance policy that contributes to your estate plan, a permanent life insurance policy is best for you. There are two types of permanent life policies:
Each of these plans provides an investment aspect that allows you to build tax-deferred cash. Universal is a more aggressive policy than whole life. Both still provide a death benefit, but there’s no need to renew a policy unless you live past 100.
If you don’t know what kind of policy is right for you, let a Trusted Choice® network member agent help you analyze your personal situation, compare policy options and get you Green Bay life insurance quotes to suit your needs. Remember, your agent can get quotes from many insurance companies, so your options won’t be limited to selecting your insurance from one carrier. Your agent can do all the work for you.
It only takes a few moments to locate a Trusted Choice agent right in your neighborhood - so you can get personal guidance with your insurance needs.