On average, Americans pay $1,474 per year for their auto insurance. Wisconsin drivers pay on average about $1,087 per year. Make sure you're getting the best rate by comparing quotes from a variety of insurance companies.
Driving on Wisconsin roads can be dangerous. Accidents happen. If you find yourself in one, here's what your car insurance will do for you:
You'll notice that Wisconsin requires every driver to have a certain amount of insurance that will pay for someone else's vehicle damage and medical bills. Most states have similar laws to ensure that drivers are prepared for accidents they cause.
The driver who caused the accident, of course.
The problem is that sometimes people drive without any insurance. They drive without a financial backup plan for accidents.
That's where "uninsured motorist coverage" comes in. If you are hit by an uninsured driver, this insurance coverage will pay to fix your vehicle and handle your medical bills.
Typically, after paying you, your insurance company will then attempt to collect compensation from the offending driver.
Wisconsin does require you to have uninsured motorist coverage.