Syrup and honey are both sweet foods that Americans love to eat with their breakfast foods and more. Whether they top pancakes with table syrup or add honey to their evening tea, consumers want to enjoy a high-quality product that is safe to consume.
That’s why syrup and honey manufacturers take such great pride and care in their work.
The syrup and honey manufacturing process starts in nature, where the most basic raw ingredients—tree sap and honeycombs—are collected from their source. The raw ingredients are then processed according to exacting standards in order to produce delicious and safe food products for mass consumption.
At any time in the process something can go wrong. Property and equipment can be damaged or destroyed by fire or other disasters. And your finished product can become tainted and dangerous to eat. What’s more, you face typical business risks like slips and falls on your premises, employee injuries, and car accidents with your commercial vehicles.
Whether you produce syrup or honey, you need a comprehensive set of business insurance policies to help you cover your risks and stay afloat should disaster strike. Talk to an independent insurance agent about how the following types of business insurance policies can be tailored to your needs.
The Algonquin Indians and other Native American tribes first showed French and British settlers how to draw the sap of the sugar maple and reduce it to the sweet, thick liquid that we now call maple syrup. Today, over 5 million gallons of maple syrup are produced annually in the U.S. and Canada.
Commercial syrup producers adhere to a traditional but complex process of tapping, collecting, sugaring, and bottling the sweet liquid.
After the sap enters the sugar house through a constantly moving pipeline, the liquid moves through a continuous feed system where it is heated, drained, and bottled. This careful process involves a variety of equipment, including the pipes and flues that make up the feed system, as well as holding tanks, heating elements, and a series of long stainless steel pans in which the syrup is processed.
Finally, it is filtered and bottled in airtight containers, ensuring a sterile and unspoiled product. The completed syrup is also graded and labeled. 100% pure syrup can be labeled “pure maple syrup.” Products that are less pure or contain other ingredients are labeled as either table syrup or pancake syrup.
After honeycombs are removed from beehives and the raw honey extracted, it is up to the commercial honey producer to do the rest. Honey manufacturers pour the raw honey into tanks, where it is heated to melt out crystals, then kept at 120° F for 24 hours, allowing any extraneous bee parts or pollen that rises to the top to be skimmed off.
Most of the remaining honey is then flash-heated to 165° F, filtered through paper, and then flash-cooled back down to 120° F—all in about 7 seconds. This results in a lighter, bright-colored honey preferred by most consumers.
A small percentage of the honey is only strained, not filtered, producing unprocessed honey that is darker and cloudier.
The finished product is pumped into jars or cans to be sold to retailers and consumers.
Anything can go wrong before, during, or after the syrup or honey manufacturing process.
You need a comprehensive set of syrup and honey manufacturing insurance policies to act as a financial backup when you face financial losses from these types of events.
Syrup and honey manufacturing insurance can help you protect your assets from the costs of lawsuits, building and machinery damage, the immediate and long-term effects of a product recall, and more.
Syrup and honey manufacturing insurance covers your business for all of your more common and unique risks. It protects your property, machines and equipment, employees, and assets when a disaster happens or if you are sued for negligence.
Talk to your independent insurance agent about how the following types of business insurance policies can be tailored to your needs.
The size of your business and the types of policies you need to cover your unique risks determine the cost of your syrup and honey manufacturing insurance. A variety of other variables also impact the cost of your business insurance, including the following:
An independent agent can work with you one-on-one to determine the types and amounts of coverage you need. Your agent can get quotes from multiple insurance companies so you can evaluate the cost and coverage options and make the best choice.
Our agents simplify the search process for finding the right syrup and honey manufacturing insurance. They’ll walk you through some handpicked policy options and explain the details.
Most importantly, they’ll be there for you when claim time comes. They know the ins and outs of the process and will make sure your claim is handled appropriately.
Online quotes can be tempting. They are fast and easy to get—but are they accurate? And are you getting quotes for the right coverage? For business owners, choosing speed over accuracy can cost you.
Online quotes can’t and don’t see the whole picture. They can leave out important coverage that will leave you devastated if something unexpected happens. And they can leave out cost-saving opportunities that an agent can help you take advantage of.
Instead of getting an online quote, find an independent insurance agent now, and get one-on-one consultation and affordable options for the best coverage for your unique needs.