How Do Forest Fires Start?

(Get all your answers from an expert and find the coverage you need.)
Written by Ashley Surinak
Written by Ashley Surinak

Insurance doesn’t have to be boring. That’s why we hired Ashley Surinak to be our BA insurance writer. Ashley specializes in making mundane subjects hella-entertaining.

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Q: How Do Forest Fires Start?

A: Forest fires always start one of two ways:

  • Natural causes: These fires are most often caused by natural forces such as lightning, although they can start by spontaneous combustion if there are dry leaves around.
  • Man-made causes: Human-caused fires are more difficult to narrow down in terms of causes. Many are caused by smoking and equipment malfunctions. However, there are any number of ways that a person could start a fire that erupts into a forest fire.

Not every fire in the forest will turn into a forest fire. There needs be a spark, but there also needs to be enough wind and combustible materials to help it grow into a larger fire. Generally, this means that when there are high winds and a lot of dry branches and leaves, there's a much higher chance of a forest fire. 

If your home or business is near a forest and could be damaged or destroyed in a forest fire, discuss your insurance coverage options with a independent agent to be sure you're covered.

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