Columbian Mutual Life Insurance At a Glance
- Founded in 1882
- Flagship/parent company of the Columbian Financial Group
- Specializes in life insurance
- Coverage available nationwide
- Rated "B++" (good) by AM Best
- Rated "A+" (excellent) by the Better Business Bureau (BBB)
Columbian Mutual Life Insurance Pros: More than a century's worth of experience in the insurance industry. Offers several forms of life insurance. Many riders and endorsements available. High rating through the BBB.
Columbian Mutual Life Insurance Cons: No discount information or claims process information available. Hard to find customer feedback. No online claims reporting. Website could use an update.
To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.
What Type of Insurance Does Columbian Mutual Life Insurance Offer?
Columbian Mutual Life Insurance is a specialized insurance company that focuses their efforts on life insurance. Their products include:
- Dignified Choice Final Expense
- Life's Solutions Whole Life
- Simple Security Whole Life
- SafeShield Simplified Issue Term
- Preneed Life Insurance
An independent insurance agent can help you determine if Columbian Mutual Life Insurance's products are the right choice for you.
What to Know About Columbian Mutual Life Insurance
Columbian Mutual Life Insurance is the parent of the Columbian Financial Group of insurance companies. Founded in 1882, Columbian Mutual Life is committed to offering affordable life insurance options that keep customers' needs at the forefront.
The Columbian Financial Group has more than 300 employees on its LinkedIn network. Columbian Mutual Life Insurance company has a high rating of an "A+" from the Better Business Bureau.
Following the pandemic crisis of 2020, AM Best downgraded the insurance company's financial strength rating to "B++," or "good," in 2021. Columbian Mutual Life acknowledges this directly on their official website, and promises customers that it continues to strive to offer quality coverage and remain a trustworthy carrier.
Established in 1899, AM Best is one of the oldest rating companies in the world. Reviews from AM Best indicate an insurance company’s financial strength and creditworthiness and are based on comprehensive evaluations of the company’s operating performance, business profile, and annual report.
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What Discounts Does Columbian Mutual Life Insurance Offer?
Columbian Mutual Life Insurance does not make information about its discounts available. An independent insurance agent, however, can find out more information about the carrier's discount offerings and whether you qualify for discounts on your coverage through them.
Columbian Mutual Life Insurance Customer Service
Here's a breakdown of Columbian Mutual Life Insurance's customer service offerings and availability.
- Phone contact option
- Snail mail contact option
- General contact form available through website
|Monday-Friday||8 am - 4:30 pm|
To ensure a great customer service experience, work together with an independent insurance agent. Independent insurance agents can help handle claims and other matters for you, so you can relax and enjoy your coverage.
Columbian Mutual Life Insurance FAQ
What is Columbian Mutual Life Insurance's average claim response timeframe?
Columbian Mutual Life Insurance does not make much information about its claims process available, including any sort of response timeframe promise.
What is Columbian Mutual Life Insurance's customer service availability?
Columbian Mutual Life Insurance allows customers to contact them via phone, snail mail, or through a contact form on their website. Their phone availability is provided through restricted hours, Monday-Friday.
What is Columbian Mutual Life Insurance's claims process?
Columbian Mutual Life Insurance does not make its claims process details readily available. However, an independent insurance agent can greatly assist you by walking you through every step of the claims process, and even file claims for you.
Does Columbian Mutual Life Insurance's website create a user-friendly experience for customers?
Columbian Mutual Life Insurance's official website could benefit from adding more information about its claims process. Online claims reporting would also benefit the carrier and customers alike. However, the carrier does have a social media presence on LinkedIn and Facebook, which makes them a bit more accessible to customers.
Does Columbian Mutual Life have good term life insurance?
Columbian Mutual Life's term life insurance has the following options and perks:
- 15, 20, or 30 year terms
- Renewable premiums up to age 95
- Policy limits ranging from $25,000 to $250,000
- Numerous riders, such as the Accelerated Death Benefit rider
An independent insurance agent can help you look further into Columbian Mutual Life's term life insurance to determine if their coverage is a good match for your needs.
Is Columbian Mutual Life Insurance a good insurance company?
Columbian Mutual Life Insurance offers several life insurance options for customers with varying needs. The insurance company has been around for more than a century and has solid financial strength and a high rating through the BBB, and can arguably be considered a good insurance company.
Columbian Mutual Life Insurance Customer Reviews
TrustedChoice.com's Final Review
We award Columbian Mutual Life Insurance company a final rating of 3 out of 5 stars. The carrier has a high rating through the BBB and a solid rating through AM Best, but does not make much information about their claims process available to customers. The carrier also does not provide details about its available discounts.
It's hard to find customer reviews of Columbian Mutual Life to gauge whether folks are satisfied with their coverage. Their coverage options do seem comprehensive and like there are plenty of solutions for customers with many different needs.
But overall, we recommend looking into several carriers along with Columbian Mutual Life before deciding who you'll entrust with your life insurance policy. An independent insurance agent is your greatest ally in choosing the right insurance company for you.
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