Joyn Insurance Company Review 2023

We've looked at over 1,000 insurance companies, rating them on strength, accessibility, and service to find the best ones. Here's what people think about Joyn Insurance.
Christine Lacagnina Written by Christine Lacagnina
Christine Lacagnina
Written by Christine Lacagnina

Christine Lacagnina has written thousands of insurance-based articles for by authoring consumable, understandable content.


Trusted Choice's Joyn Insurance Score

4.5/5 stars

4.5 Stars

We award Joyn Insurance a final rating of 4.5 out of 5 stars. Though the carrier is young and not yet rated by AM Best or the BBB, we're impressed by their catalog of coverages and their fast expansion across the nation. Joyn Insurance offers coverage for many different industries from wholesale to service and manufacturing.

Small to mid-sized businesses can find the liability and property insurance they need through Joyn Insurance. The carrier also insists in focusing on efficient customer service and claims responses. Their official website is clean and polished and the carrier plans to offer coverage in 46 states across the country within the next few months.

Overall, we highly recommend looking into Joyn Insurance with the help of your independent insurance agent to meet your coverage needs.

Joyn Insurance Pros and Cons:


  • Offers coverage solutions for small to mid-sized businesses in several industries
  • Coverage will be available in most states within the next few months


  • Younger carrier, not yet rated by AM Best or the Better Business Bureau

To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.

What Type of Insurance Does Joyn Insurance Offer?

Here's a list of the coverages offered by Joyn Insurance:

  • Real estate insurance
  • Wholesale insurance
  • Manufacturing insurance
  • Services insurance
  • Retail insurance
  • Contractors insurance
  • General liability insurance
  • Excess liability insurance
  • Commercial property insurance

Your independent insurance agent can help you find more information about the coverages offered by Joyn Insurance and help you decide if this insurance company is right for you.

What to Know about Joyn Insurance

Founded in 2020, Joyn Insurance is one of the younger insurance companies on the market. However, Joyn Insurance makes a commitment to its customers to make up for lost time by offering efficient service and claims responses. The carrier is headquartered in New York City, New York.

Joyn Insurance's LinkedIn network and official website report a total of 27 employees. Joyn Insurance currently offers coverage in almost 30 states but plans to cater to 46 total by the end of the year. Only Pennsylvania, Hawaii, Alaska, and Florida are not yet scheduled to have coverage offered by Joyn Insurance.

Joyn Insurance offers important coverage solutions for many types of markets, including retail, wholesale, and manufacturing. The carrier provides the necessary liability and property coverages for these businesses to thrive. As a younger insurance company, Joyn Insurance is not yet rated by AM Best or the Better Business Bureau. 


Connect with a Joyn Insurance Agent Today.

Shopping for insurance? Joyn has you covered.

What Discounts Does Joyn Insurance Offer?

Joyn Insurance does not make information about its specific discounts readily available. However, an independent insurance agent can help you find these details. Independent insurance agents work hard to find you the right coverage at the most affordable price. 

Joyn Insurance Customer Service

Here's a breakdown of Joyn Insurance's customer service options and availability:

  • Phone
  • Email
  • Website contact form
  • Customer service hours not specified

To ensure a great customer service experience, work together with an independent insurance agent. Independent insurance agents can help handle claims and other matters for you, so you can relax and enjoy your coverage.

Joyn Insurance FAQ

Joyn Insurance doesn't make a specific claims response time frame promise but strives to be faster than many other carriers. 

Joyn Insurance is available through several mediums including email and phone, but their contact hours are not specified.

Joyn Insurance does not detail their claims process step by step but allows customers to file via email or phone. An independent insurance agent can also file claims for you and keep you updated through every step of the process.

Joyn Insurance's official website is polished and easy to navigate. The carrier also has a social media presence on LinkedIn. While Joyn Insurance's online presence is still in the development phase, they still provide a user-friendly experience in its early stages.

Joyn Insurance offers general liability insurance for many industries, with a limit of $2 million in coverage. They also offer excess liability coverage for the same industries with a limit of $5 million in coverage. Since Joyn Insurance's target customer base is small to mid-sized businesses, their coverage is offered to those that earn $50 million in annual revenue and below.

Joyn Insurance is committed to providing excellent, fast customer service and important coverage solutions for many common industries. They offer solutions for small to mid-sized businesses. Though the carrier is young and still in its development phase, Joyn Insurance is arguably a good insurance company.

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