King Insurance Company Review

We've looked at over 1,000 insurance companies, rating them on strength, accessibility, and service to find the best ones. Here's what people think about King Insurance Company.
Christine Lacagnina Written by Christine Lacagnina
Christine Lacagnina
Written by Christine Lacagnina

Christine Lacagnina has written thousands of insurance-based articles for by authoring consumable, understandable content.


Trusted Choice's King Insurance Company Score

4 Stars

We award King Insurance a final rating of 4 out of 5 stars. The insurance company has been around in the industry for more than 25 years and offers several types of coverage for both commercial and personal customers. The carrier's catalog ranges from mobile home insurance to commercial umbrella insurance and beyond.

We love that King works with independent insurance agents, who can help customers find the exact coverage they need at the right price, file claims for them, and much more. The insurance company is also highly rated by AM Best.

Though King Insurance offers coverage in 10 states throughout the West, not all coverages are available in all of these areas. But if you're located in a state where coverage is offered, it seems like you're in good hands with a policy from King.

Overall, we recommend working together with an independent insurance agent to look into King as a candidate to be your next trusted carrier.

King Insurance Company Pros and Cons:

Pros: Cons:
More than 25 years of experience.
Coverage not available nationwide.
Excellent rating by AM Best.
Not all coverages are offered in every state King is licensed in.
Works with independent insurance agents.
Official website could use more information about the company's claims process, coverage details, etc.
Offers personal and commercial products.
Offers a variety of insurance coverages.

To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.

King Insurance Specializes in these Industries:

Insurance/Financial Services
Insurance/Financial Services

Protect your insurance / financial services business against risks like identity theft and workplace injuries with reliable insurance.

King Insurance Personal Coverage Types:


Short-term Sharing
Short Term/Sharing

Renters icon. Keys


Travel Trailer
Travel Trailer

What to Know about King Insurance Company

King was founded in 1996 in San Juan Capistrano, CA. The insurance company specializes in mobile home, manufactured home, and RV community coverage solutions. King Insurance claims to be a leader in manufactured and mobile home insurance as well as mobile home and rv park commercial insurance.

King offers coverage in 10 states along and by the West Coast, including California, Oregon, Washington, Nevada, and Utah. The carrier's LinkedIn network shows a total of 17 employees. King prides itself on offering customer service representatives fluent in Spanish and Portuguese. 

King currently has an "A-" or "excellent" rating by AM Best, the leading global credit organization monitoring the insurance industry. High ratings from AM Best help assure customers they're getting coverage from a reputable and stable insurance company. 

What Discounts Does King Insurance Offer?

King does not advertise its specific discounts directly. For information on coverage discounts, you'll need to work with an independent insurance agent. Your agent will be able to provide you with coverage quotes and any discounts you qualify for, as well as how much they'll save you on your premiums. Independent insurance agents can also help you maintain your insurance policy and even file claims for you.


Connect with a King Insurance Agent Today.

Shopping for insurance? King has you covered.

King Insurance Customer Service

Here's an overview of King's customer service options and availability:

  • Phone
  • Fax
  • Snail mail
  • Online claims reporting
  • Email

Customer service department has the following hours:

Hours (PST)

Monday-Friday  8 am-4:30 pm

Saturday-Sunday CLOSED

Working with an independent insurance agent helps guarantee a superb customer service experience. Independent insurance agents work for you, the customer, not the insurance company, allowing them to provide you with optimal service.

King Insurance FAQ

King does not specify a claims response time frame on its official website, but customers can easily file claims online or through an independent insurance agent.

King is available for customer contact via several mediums, including phone, fax, email, snail mail, and the web. The carrier's phone department is available Monday-Friday at standard hours.

King does not provide much detail about its claims process other than how to file. Customers can submit a claim form right through the official website and then receive a call back from the insurance company, or they can file claims directly through their independent insurance agent. An independent insurance agent can then keep the customer updated on the claims process, including an ETA for the final payment. 

The fact that King sells its products through independent insurance agents already creates a much more user-friendly experience for customers. However, the carrier's social media presence is limited, and the official website could stand to be updated with more information about the carrier's claims process, discounts, and more.

King specializes in manufactured and mobile home insurance. Its coverage is currently only offered in California, Arizona, and Utah. Here are just a few special coverages offered by King for mobile or manufactured homes:

  • Earthquake coverage
  • Flooding coverage
  • Coverage for homes older than 1970 
  • Rental manufactured or mobile home coverage

For more specific coverage details, contact your independent insurance agent. King Insurance also provides convenient forms for you to request coverage quotes right through the official website.

King has been in the industry for nearly three decades now and has an excellent rating from AM Best. The carrier provides several different types of coverage for personal or commercial customers. The insurance company also provides several different mediums for customers to contact them and works with independent insurance agents to put customers first. Overall, King can be considered a good insurance company.

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