Top 20 Safe & Defensive Driving Tips

You can increase your chances for a safe trip by following a few simple precautions. Here are twenty helpful tips to keep you driving happy.
Man driving modern car, holding steering wheel in city traffic. Top 20 Defensive Driving Tips to Keep You Safe.

Getting behind the wheel of your car may seem like a commonplace event, but it is likely to be the most dangerous thing you will do all day long. In the US, car accidents are the fifth leading cause of death. Your odds may be even higher depending on where you live and what you drive.

Good driving decisions depend on a solid basis of learned techniques and practices to keep you safe. Learn to drive defensively and make sure you're covered by a solid car insurance policy. Talk to an independent insurance agent near you for help finding affordable coverage.

What Is Driving Defensively?

Although you can't control the actions of other motorists, you have a great deal of control over how you operate your vehicle. 

Defensive driving is a style of driving that encompasses several tactics, simple precautions, and safe driving practices to reduce the chances that another driver's errors will cause you to be involved in a collision.

When you drive defensively, you are more likely to have a safe trip. Here are twenty helpful safe driving tips to keep you driving happy.

1) Safe drivers focus on the task at hand.

Don't let cell phones, the radio, air conditioning adjustments, kids in the backseat, or a heated discussion with your spouse distract you from your job as the driver. Always pay attention to the road and your vehicle.

According to the CDC, drivers under the age of 20 are the most prone to distractions while driving. In fact, the AAA Foundation for Traffic Safety reports that distracted driving is responsible for 58% of accidents involving teen drivers.

2) Expect other drivers to make mistakes.

Don't trust anyone but yourself.

3) Slow down.

In the US, speeding is responsible for about 10,000 deaths a year. In fact, 29% of all fatal car crashes are caused by drivers traveling above the speed limit. 

The faster you drive, the longer it takes to stop, and the bigger the impact when you crash. But do travel along with the flow of traffic, as long as it does not exceed recommended limits.

4) Take advantage of safety devices.

Find a car with a high safety rating and a large number of airbags. Invest in the right child restraints and seat belt adjusters for your family, and don't forget to use them. According to the CDC, "Placing children in age- and size-appropriate car seats and booster seats reduces serious and fatal injuries by more than half."

5) Always, always, always buckle up.

Many car accident fatalities could be prevented each year, by simply wearing a seat belt. The National Safety Council says that seat belts reduce your risk of injury in a crash by 50%. In 2020 alone, seatbelts saved nearly 15,000 lives. Those least likely to buckle up are teens, rural drivers, intoxicated drivers, and commercial truck drivers.

6) When in doubt, yield.

If you aren't certain who has the right of way, err on the side of caution. If you know you have the right of way, but another motorist seems to disagree, give in. Better to lose a bit of time than to get caught in a collision. According to the Insurance Institute for Highway Safety, men have a harder time yielding the right of way, with a ratio of 1.54 to 1 for 'failure to yield' violations.

7) Stop on red.

The leading cause of intersection collisions is running a red light. Sometimes this happens due to a lack of attention to the road. Sometimes it's because of glare from the setting sun. Sometimes it's just because the driver was in a hurry. The best practice is to slow down before each intersection and evaluate the situation. Never race the yellow light.

8) Use your blinkers.

Confusion is the enemy of safe driving. Make your lane changes and turns predictable and smooth, and always signal in advance. "Nationwide, neglected or improper turn signals cause 2 million car accidents a year," says Richard Ponziani, who conducted a recent study for the Society of Automotive Engineers. Failure to signal can invalidate your insurance claim after an accident, which means you will be financially responsible for any damage caused.

9) Let it go.

Road rage is not just an urban myth. Since you don't know who might be behind the wheel of that vehicle that just cut you off, it's safest to back away and overlook the offense. Road rage has led to murder over trivial offenses in all 50 states. Getting even could get you killed, not to mention the innocent drivers in your vicinity. If you suspect that another driver may be drunk, stay away, and alert the authorities as soon as it is safe to do so.

10) Keep a buffer between yourself and other motorists.

Tailgating leads to rear-end collisions, and you will be the one to foot the bill for the repairs. The NHTSA estimates that more than 1/3 of all traffic accidents are caused by tailgating, and could be prevented with proper distance. Allow at least two seconds of lead time in good weather, and more in bad weather.


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11) Monitor your blind spots and stay out of others' blind spots.

This is especially true of large vehicles, such as tractor-trailers. The rule of thumb is that if you can't see the driver in the truck mirror, he can't see you either. Accidents involving semi-trucks often prove fatal for the driver of a car.

12) Don't drive drunk, buzzed, or high.

Even an over-the-counter cold medication can alter your response times, so assess yourself honestly before deciding to drive. The average drinker can only metabolize one drink per hour. One drink equates to 12 ounces of beer, or 5 ounces of wine, or 1.5 ounces of distilled spirits. 

If you are under the influence of any mind-altering substance, stay away from the wheel. NHTSA estimates that 32 people are killed in drunk driving accidents every day in the US.

13) Adjust for rain.

When the roads are slick and wet, especially in a heavy downpour or the first thirty minutes of a storm, your braking times increase. Turn off cruise control. Add extra space between your vehicle and other vehicles. Slow down as much as is feasible. Learn to detect and react properly to hydroplaning.

14) Prepare for snowy weather.

Slow down and use snow chains if you see snow accumulating on the highway, but do not use chains on ice. If you live in an area where snow and ice are common, invest in winter snow tires. Always turn off your cruise control if you suspect ice may be present.

15) Inflate your tires appropriately and change them when they are worn.

Properly inflated tires make for safer handling, and blowouts can cause instant loss of control.

16) Use headlights wisely.

Anytime visibility is impaired on winding roads, during fog, rain, snow, or low light, make sure you can be seen by turning on your headlights. Only use your high beams in low-traffic areas, and turn them down for oncoming drivers.

17) Maintain your vehicle.

Regular oil changes and fluid checks can save you from surprise breakdowns on the road. If your car becomes disabled on a busy highway or interstate, the National Safety Council recommends that you try to pull over in the breakdown lane, if possible. Remember to use your turn signals and watch for fast-moving cars. If you have parked a comfortable distance from traffic, lock the doors and wait for help. 

If you are close to traffic, exit the vehicle and find a safe place to stand, away from the side and rear of the car. If you cannot reach the breakdown lane, and your car is stopped in traffic, leave the vehicle as soon as it is safe to do so, and wait for help in a secure location on the side of the road.

18) Respond safely to tailgaters.

If someone is following too closely, add twice as much space between your car and the car in front of yours. This increases your ability to see and prepare for a collision. Then carefully and gradually decrease your speed to slightly below the speed of surrounding traffic, and try to move into a right-hand lane, to let the tailgater pass. Do not hit the brakes suddenly, unless you are forced to do so to avoid a collision.

19) Keep a steady pace.

Sudden increases and decreases in speed, unexpected lane changes, and unpredictable stops make it hard for other drivers to anticipate your actions. Be predictable and avoid surprising anyone around you.

20) Look far ahead of your vehicle.

Keep your eyes far down the road and anticipate problems before you come to them. Look for erratic drivers, slow traffic, intersections, and highway debris.

Keep Yourself Safe and Protected

There are several defensive driving classes available online and in your area where you can learn more about how to be a safe driver. Defensive driving classes make a great gift for a young family member, or you can use them as a preventive exercise for yourself so you can pick up even more car safety tips.

Above all else, make sure you're covered with an affordable car insurance policy. Talk to a local independent insurance agent for help finding a great policy at a competitive price.

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