Hiscox

Hiscox

Big coverage for small business.

TrustedChoice.com rating

Why choose Hiscox for your insurance needs?

We are a customer -driven, specialist business insurer with a restless spirit.

Hiscox USA is America’s #1 online small business insurer with over 350,000 small business policyholders and over 70,000 agents on our platform. Our customers rate Hiscox 4.7 out of 5 with 12,232 reviews*, which means we provide expedient, best-in-class service from quote to claim.

Our origins date back to 1901, but we are not your traditional insurer.

By challenging convention, we provide quality professional liability, general liability, and business owners insurance. Choose Hiscox and bind the best product and experience for you and your client:

  • Fast and Simple: Get a quote in minutes online or by phone.
  • Broad Appetite: Same-day coverage for 150+ professions.
  • Instant Binding: Policy documents are emailed immediately.
  • Direct Bill: Hiscox handles all servicing and billing.
  • Automatic Renewal: Earn commission for the lifetime of the policy.

Where does Hiscox do business?

Hiscox provides the following insurance coverages by state.

Business
Business & Personal
Personal
Personal & Life & Annuities
Life & Annuities
Life & Annuities & Business
All Insurance Categories

What business insurance does Hiscox offer?

Hiscox specializes exclusively in providing reliable coverage for small businesses. Hiscox has helped over 300,000 small businesses find customizable policies, quick claims and instant coverage. Hiscox provides small business owners with affordable insurance solutions, including general and professional liability, BOPs, and more. Hiscox covers industries such as construction, restaurants, healthcare providers, and small retail businesses. Hiscox is America’s leading small business insurer.

Participation with

50
States
100
Industries
26739
Trusted Choice Independent Agents

Specializes in these industries

Small Business

Small Business

Stay protected against the costs of liability and property damage claims with reliable insurance for your small business.

Insurance/Financial Services

Insurance/Financial Services

Protect your insurance / financial services business against risks like identity theft and workplace injuries with reliable insurance.

Restaurants

Restaurants

From liquor liability to commercial auto coverage, keep your restaurant protected with the right type of insurance policies.

Healthcare Providers

Healthcare Providers

Get the professional and general liability coverage your business need with insurance for your healthcare providing facility.

Contractors/Construction

Contractors/Construction

Get liability protection against unpredictable accidents, hazards and bodily injuries with contractor or construction insurance.

Consulting

Consulting

Stay covered against claims of negligence and other potential risks with the right insurance for your consulting business.

Retailers

Retailers

Get coverage against slip-and-falls, property damage and other common risks with reliable insurance for your retail business.

Photography

Photography

Protect your Photography business against damage to your equipment and third-party liability claims with proper insurance.

Barber Shops & Beauty Shops

Barber Shops & Beauty Shops

Avoid costly lawsuits from accidents and injuries with reliable insurance for your barber shop and/or beauty shop.

Technology

Technology

Get protection against E&O claims that could potentially arise from your business with technology insurance.

Business coverage types

Business Owners Package (BOP)
Contractors Equipment
Errors & Omissions
General Liability
Professional Liability

What are Hiscox customers saying?