Smyrna Car Insurance

Everything You Need To Know About Car Insurance in Smyrna

Located on the banks of Duck Creek, you will find the beautiful city of Smyrna, DE. This historical town dates back more than 250 years, and its rich cultural heritage is part of what makes the area really shine. As the fifth largest and fastest growing municipality in Delaware, Smyrna is no stranger to heavy traffic. Before you get behind the wheel, make sure you’re covered with the best Smyrna car insurance.

The Trusted Choice Independent Insurance Agents offer a caring approach to auto insurance, offering each customer a personalized quote and one-on-one attention. Our experienced agents can answer your questions, explain your coverage options and provide quotes from multiple policies in our wide reaching network to help you find a plan that is right for you. 

  • National average cost per year: $1,311
  • Delaware average cost per year: $1,542
  • 13th most expensive auto premium in the U.S.

If you are frustrated by the high car insurance costs in Delaware, the Trusted Choice agents can help. Did you know that you might be eligible for discounts on your car insurance just because you are a safe driver? Your age, the kind of car you drive and your recent driving history all matter when it comes to auto insurance. Our experienced agents can help you find an affordable policy no matter what budget you’re working with. 

Delaware Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Minimum liability limits: 15/30/10

In Delaware, all drivers are required to have minimum liability insurance. Coverage minimums are $15,000 for individual bodily injury, $30,000 for all injuries in an accident and $10,000 for property damage per accident. 
You also have the option to choose additional coverage if you’re worried that the minimums aren’t enough. If the costs of an accident exceed your liability limits, you will have to pay the rest out of pocket, so it’s wise to get as much liability coverage as you can afford.

Number of Uninsured Motorists in Delaware

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Delaware drivers: 11.5%

One moment you’re driving to work thinking about all you need to accomplish during the day, and then suddenly you hear the crunch of metal and you’re covered in glass. Car accidents happen in the blink of an eye, and if the driver at fault isn’t insured, you might have to pay for car repairs and medical care out of pocket. Make sure you have uninsured motorist coverage so you’re protected.

Number of Auto Thefts in Delaware

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Delaware: 1.57

Smyrna is generally a safe place to live, but auto theft is still a concern. Even if you lock your doors and install top notch security systems on your vehicles, it could still happen to you. As you shop for car insurance, make sure the policy you choose includes coverage for auto theft. 

Find a Great Smyrna Car Insurance Policy

As you shop around for reliable car insurance, turn to the Trusted Choice Independent Insurance Agents for help finding the best coverage. Our experienced agents can offer quotes on multiple policies, allowing you to compare all of your options in one convenient place. Contact a Trusted Choice agent today to learn more about Smyrna car insurance and get your personalized rate quote. 

Now, who's ready to get their insurance problems solved?