Businesses that own vehicles need commercial vehicle coverage in Georgia just like individuals need car insurance for their personal vehicles. Commercial vehicle insurance in Georgia covers cars, trucks, and any other vehicles used in business operations.
The minimum commercial vehicle insurance requirements in Georgia are as follows:
- Bodily liability coverage: $25,000 per person and $50,000 per incident
- Property damage liability coverage: $25,000 per incident
Each of your business-owned vehicles must have this level of coverage, at a minimum. Certain large vehicles, those that carry hazardous materials, and those that participate in interstate commerce may be required to carry higher liability limits.
Several types of optional coverage are also available for your commercial vehicles, including comprehensive insurance, collision insurance, uninsured/underinsured motorist coverage, and more.
Contact an independent insurance agent in Georgia to learn more about your commercial vehicle insurance options.