Bellevue Car Insurance

Everything You Need to Know About Car Insurance in Bellevue, KY

Find the right car insurance policy for you.

Located just three short miles from Fountain Square in Cincinnati, Bellevue, KY is a tight-knit community with a low crime rate and a slow pace of life. This charming town is one of the most sought out bedroom communities in northern Kentucky. Due to the high volume of commuters in Bellevue, residents can expect to face congested roads and heavy traffic year-round. Make sure you’re prepared with the best Bellevue car insurance. 

Our Independent Insurance Agents are experts in helping Bellevue drivers find reliable auto insurance at affordable prices. They can help you find the policy that not only fits your budget but also offers maximum coverage to protect you against the most common roadway threats. Contact an agent today, and get started putting together your Bellevue auto insurance plan.

  • National average cost per year: $1,311
  • Kentucky average cost per year: $1,341
  • #21 most expensive auto premium in the U.S.

Kentucky drivers can expect to pay a little more than the national average for auto insurance. However, keep in mind rates vary dramatically depending on several unique factors. The type of car you drive, your driving record and your age are all considered when determining your customized rate for auto insurance in Bellevue.

Kentucky Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): not required
  • Minimum liability limits: 25/50/10

In Kentucky, the minimum coverage limits are $25,000 for individual injuries, $50,000 for total injuries in an accident and $10,000 for any resulting property damage. Kentucky law mandates these minimums to help ensure that drivers select adequate coverage for the most common accidents. Drivers always have the option to purchase additional insurance, a decision that can keep you from paying for repairs out of your own pocket.

Number of Uninsured Motorists in Kentucky

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Kentucky drivers: 15.8%

Being involved in a car accident is traumatic, but the situation can become a nightmare if the other driver is uninsured. Our agents can help you add uninsured motorist coverage to your Bellevue car insurance policy so that you are always covered even if the other driver isn’t.

Number of Auto Thefts in Kentucky

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Kentucky: 1.87

Imagine you have spent an amazing night out at your favorite restaurant only to come out and discover your car has been stolen. Make sure you keep your car doors locked, and park in well-lit areas if you are venturing out at night into the city’s more remote locations. Most importantly, talk to an insurance agent about which auto insurance policies offer the best protection against auto theft.

Find a Great Bellevue Car Insurance Policy

Shopping for auto insurance can be time-consuming and confusing. With all the different options, it is easy to become completely overwhelmed. Our Independent Insurance Agents can simplify the process for you and save you valuable time and money. Our experienced agents also proudly offer quotes on multiple policies, giving you the chance to compare rates and find a plan that works for your budget. 

Contact an agent today to learn more and to get a free rate quote on Bellevue auto insurance.

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