Fisherville, KY is a great place to live and work in. From hiking and fishing to exploring local wildlife preserves, this charming small town offers many different outdoor opportunities for local residents and tourists. Its gorgeous scenery makes for a great place to go hiking or bike riding. Fisherville also serves as a bedroom community for Louisville, making the roads often congested with a steady flow of traffic. Make sure you’re prepared with the best Fisherville car insurance.
Trusted Choice® Independent Insurance Agents are experts, who can help you find reliable car insurance that also fits your budget. Let our agents take the guesswork out of finding the right policy for you.
- National average cost per year: $1,311
- Kentucky average cost per year: $1,341
- #21 most expensive auto premium in U.S.
Car insurance rates trend on the high end in Kentucky, but rates vary dramatically depending on several unique factors. The type of car you drive, your driving record and your age are all considered when determining your customized rate for auto insurance in Fisherville. Drivers with a history of no accidents or traffic tickets can sometimes score much lower rates.
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Kentucky Car Insurance Requirements
- Body injury liability: required
- Property damage reliability: required
- Personal injury protection (PIP): not required
- Minimum liability limits: 25/50/10
In Kentucky, the minimum coverage limits are $25,000 for individual injuries, $50,000 total for all injuries in an accident and $10,000 for any resulting property damage. Kentucky law mandates these minimums to help ensure that drivers select adequate coverage for the most common accidents. These state minimums may not always be enough to cover an accident. If the cost of the repairs exceeds your insurance limit, you must pay out of your own pocket to fix your car. The best way to avoid this situation is to invest in more coverage so you are protected in any circumstance.
Number of Uninsured Motorists in Kentucky
- Number of uninsured U.S. drivers: 12.6%
- Number of uninsured Kentucky drivers: 15.8%
Uninsured motorists are a problem across the nation, and with a steady stream of commuters, Fisherville faces an even bigger threat. Trusted Choice agents can help you add uninsured motorist coverage to your car insurance policy so that you are always covered even if the other driver isn’t.
Number of Auto Thefts in Kentucky
- National number of thefts for 1,000 vehicles: 2.94
- Number of thefts for 1,000 vehicles in Kentucky: 1.87
In a quiet little city like Fisherville, it’s hard to imagine that auto theft could ever be a problem, but it does happen from time to time. It is a good idea to take precautions, such as keeping all doors and windows locked and parking in well-lit areas at night. The best way to protect your car is to talk to a Trusted Choice agent about which auto insurance policies offer the best protection against auto theft.
Find a Great Fisherville Car Insurance Policy
Navigating the world of auto insurance can be confusing, so let our agents help simplify the process. Trusted Choice Independent Insurance Agents are available to answer your questions and guide you toward the policy that fits both your needs and your budget. Our experienced agents can offer quotes on multiple policies, giving you the chance to compare rates and find a plan that works for your budget. Contact an agent today to learn more, and get a free rate quote on Fisherville auto insurance.