Leitchfield Car Insurance

(Find the right car insurance policy for you.)


Leitchfield, KY is a picturesque community, nestled between the Rough River Lake and the Nolin River Lake. This city has much to offer, and each year it draws a huge crowd during the Grayson County Fair. Local drivers can expect to deal with busy roads and heavy traffic at the height of tourist season in Leitchfield. 

Whether you’re heading out for a day on the lake with family or making a visit to the historic downtown, make sure you are protected with the best Leitchfield car insurance before navigating the busy roads. Our Independent Insurance Agents specialize in helping Leitchfield drivers find reliable auto insurance at affordable prices. Our agents can help you find the best insurance whether you’re a brand-new driver or an experienced driver with decades behind the wheel.

  • National average cost per year: $1,311
  • Kentucky average cost per year: $1,341
  • #21 most expensive auto premium in the U.S.

Kentucky drivers can expect to pay a little more than the national average for auto insurance, and rates will vary dramatically depending on several unique factors. The type of car you drive, your driving record and your age are all considered when determining your customized rate for auto insurance in Leitchfield.

Kentucky Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): not required
  • Minimum liability limits: 25/50/10

In Kentucky, the minimum coverage limits are $25,000 for individual injuries, $50,000 for total injuries in an accident and $10,000 for any resulting property damage. Kentucky law mandates these minimums to help ensure that drivers select adequate coverage for the most common accidents. It is a good idea to consider purchasing additional insurance so you aren’t stuck paying for car repairs out of your own pocket.


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Our independent agents shop around to find you the best coverage.

Number of Uninsured Motorists in Kentucky

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Kentucky drivers: 15.8%

The trauma of a car accident is bad enough without having to worry whether the other car has adequate insurance. Kentucky drivers share the roads with a higher rate of uninsured drivers. Our agents can help you add uninsured motorist coverage to your car insurance policy so that you are always covered even if the other driver isn’t.

Number of Auto Thefts in Kentucky

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Kentucky: 1.87

In a quiet little city like Leitchfield, it’s hard to imagine that auto theft could ever be a problem, but it does happen from time to time. Make sure you keep your car doors locked and park in well-lit areas if you are venturing out at night into the city’s more remote locations. The most important precaution you can take is to talk to an independent insurance agent about which Leitchfield auto insurance policies offer the best protection against auto theft.

Find a Great Leitchfield Car Insurance Policy

It can be overwhelming and time-consuming to shop for car insurance alone. With so many options and competing coverages, the process can be exhausting. Our Independent Insurance Agents will make the whole process easy by answering your questions and pointing you toward the most comprehensive auto insurance for your vehicle. Our experienced agents also proudly offer quotes on multiple policies, giving you the chance to compare rates and find a plan that works for your budget. 

Contact an agent today to learn more, and get a free rate quote on Leitchfield auto insurance.

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