Marion Car Insurance

Everything You Need to Know About Car Insurance in Marion, KY

Find the right car insurance policy for you.

Located in the rolling hills of Crittenden County, Marion, KY is home to the largest Amish community in the Bluegrass State. This friendly town offers quaint shops, featuring homemade Amish furniture, baked goods and much more. Marion is also home to the Clement Mineral Collection, which draws a large crowd with its annual Mineral Show. 

Local residents can expect to deal with heavy traffic and busy roads due to the constant influx of curious tourists. Make sure you’re prepared with the best Marion car insurance. Our Independent Insurance Agents specialize in helping Marion drivers find reliable auto insurance at affordable prices. Our experienced agents can help you find the best auto insurance that fits your specific needs.

  • National average cost per year: $1,311
  • Kentucky average cost per year: $1,341
  • #21 most expensive auto premium in the U.S.

Kentucky drivers can expect to pay a little more than the national average for auto insurance, but rates vary dramatically depending on several unique factors. The type of car you drive, your driving record and your age are all considered when determining your customized rate for auto insurance in Marion.

Kentucky Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): not required
  • Minimum liability limits: 25/50/10

In Kentucky, the minimum coverage limits are $25,000 for individual injuries, $50,000 for total injuries in an accident and $10,000 for any resulting property damage. Keep in mind, these minimums are in place to ensure all drivers have adequate coverage for the most common accidents. As a Kentucky driver, you always have the option to purchase additional insurance, a choice that pays off if you get into a serious accident that exceeds the limits of the state-mandated minimums.

Number of Uninsured Motorists in Kentucky

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Kentucky drivers: 15.8%

Car accidents are always traumatic, but the devastation becomes even worse if the driver at fault isn’t insured. Our agents can help you add uninsured motorist coverage to your Marion car insurance policy so that you are always covered even if the other driver isn’t.

Number of Auto Thefts in Kentucky

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Kentucky: 1.87

In a heavily populated Amish community like Marion, it’s hard to imagine that auto theft could ever be a problem, but it does happen from time to time. It is important to always keep your doors and windows secure and park in a well-lit area. The best protection is having a Marion auto insurance policy that includes theft so if you ever find your car stolen, you can file a claim and replace your vehicle. Talk to an agent today about finding reliable insurance.

Find a Great Marion Car Insurance Policy

With so many options for car insurance, the process can be time-consuming and confusing for drivers. Our Independent Insurance Agents will make the whole process easy by answering your questions and pointing you toward the most comprehensive auto insurance for your vehicle. Our experienced agents also proudly offer quotes on multiple policies, giving you the chance to compare rates and find a plan that works for your budget. 

Contact an agent today to learn more and to get a free rate quote on Marion auto insurance. 

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