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Mayfield Homeowners Insurance

Find the Right Mayfield, KY Homeowners Insurance

Find the right homeowners insurance policy for you.

Ann Herro | March 14, 2020

The beautiful small town of Mayfield, KY could serve as a backdrop to any fairy tale. The tree-lined country streets, lush countryside and picturesque bridges over trickling creeks make this area one of the best places to explore in the Bluegrass state. The downtown area is a great place to gather with neighbors, poke around for antiques or grab a bite to eat.

Despite all the outdoor beauty this town offers, it is also a very high-risk area for tornadoes. Make sure your home is protected with a reliable Mayfield home insurance policy. Our Independent Insurance Agents specialize in helping Mayfield homeowners find the best coverage options for their homes. Whether you live in Mayfield full time or you own a vacation home in town, do your homework and choose a homeowners insurance plan that protects against potential threats.

  • National yearly premium average: $1,034
  • Kentucky yearly premium average: $916
  • 27th most expensive premium in the U.S.

Homeowners insurance is one of those expenses that you just have to deal with in life. However, you can get some serious savings on your annual home insurance premiums with help from our Independent Insurance Agents. Our experienced agents can match you with a variety of premium discounts for security systems, updated electrical work or even solar power. Ultimately, your premium will vary depending on your home's size, age, location and any special risk factors like a swimming pool or an aggressive dog breed.

Mayfield Second Home and Vacation Home Insurance

Many Mayfield homeowners have chosen to buy property in this area as an investment or a vacation home. Whether you use your second home as a personal getaway each summer or you rent it out to tourists as an extra stream of income, make sure your property is covered with home insurance. Our Independent Insurance Agents are experienced in finding the best coverages for second homes, and they can guide you toward policies to best protect your property against natural disasters, theft, and other risks.

Number of Thefts in Kentucky

  • National number of burglaries: 37,814
  • Kentucky number of burglaries: 26,213

In a small scenic town like Mayfield, you wouldn’t imagine crime to be a big problem. However, the occasional burglary does happen in this city. If you come home from work to find that your home has been robbed, home insurance pays for you to replace stolen possessions and make any repairs necessary.

Number of Catastrophes in Kentucky

  • Number of catastrophes in Kentucky: 743
  • Number of tornadoes in Kentucky: 17
  • Amount of property damage in Kentucky: $12,300,000

There are many perks to living in the Bluegrass state, but the volatile weather is definitely a concern for homeowners. Each year, 17 tornadoes wreak havoc in Kentucky, and other natural disasters pose a threat year-round. From hail storms to wildfires to flash flooding, this state’s unpredictable weather makes homeowners insurance a must-have for every resident.

What Are the Risks in Mayfield?

Mayfield has a particularly high risk for tornadoes, with an average of two each year. Since 1950, there have been 129 tornadoes reported in Mayfield, and each year brings a new threat to serious storm damage. Our Independent Insurance Agents are intimately familiar with the risks facing Mayfield homeowners, and they will work with you to create a personalized home insurance plan to protect against these threats. 

Compare Mayfield Home Insurance Quotes

Shopping for homeowners insurance in Mayfield starts with a call to our Independent Insurance Agents. Our friendly agents can walk you through your coverage options, answer your questions and even offer quotes on multiple policies. You’ll have a chance to compare different policies and really weigh the pros and cons of different home insurance plans before you make any commitment. By taking the time to do your homework, you will save money on your Mayfield homeowners insurance and also have peace of mind that your coverage is reliable in case of emergencies. 

Contact an Independent Insurance Agent today to learn more about home insurance and to request your free rate comparisons.

Now, who's ready to get their insurance problems solved?