Over the past two decades, more and more Americans have been finding themselves without health insurance coverage. Although the people in Wisconsin have been experiencing this problem at a slower rate than the national average, more than 400,000 Wisconsin residents, including nearly 65,000 children, lacked health insurance for at least part of the year in 2011.
With the implementation of the Patient Protection and Affordable Care Act in 2014, the uninsured in this state will need to purchase a healthcare policy.
A majority of Wisconsin’s residents suffer from one or more chronic diseases. Every year in this state, many new cases of colorectal and breast cancer are diagnosed; however, many residents forego screening tests that allow for early detection due to a lack of health insurance coverage.
The earlier that cancer and many other chronic illnesses are detected, the more likely they are to be treated successfully. Routine, age-appropriate testing, including colonoscopies and mammograms, are very effective at identifying the presence of cancer at its earliest stages. They are part of a system of preventive health-care that has been proven to save lives and result in less-expensive treatments.
Residents in this state who lack healthcare coverage often try to save money by avoiding medical examinations and treatment unless they feel it is absolutely necessary. Often, by the time they believe their health concerns warrant a visit to the doctor, their illnesses have escalated to the point that wide-ranging and expensive treatment is necessary.
Annual physicals, including routine blood-work and blood-pressure screening, have been demonstrated to lead to healthier lifestyles in patients. During these visits, doctors can educate their patients about their health risks so that they might make lifestyle changes that can lead to longer, healthier lives. With a Wisconsin health insurance policy in place, you can have the benefits of preventive care without worrying about the associated costs.
Approximately half of all bankruptcy filings in this country are because of overwhelming medical bills. In 2011, a whopping 26,919 Wisconsin residents filed for bankruptcy. In many cases, this devastating financial hardship could have been avoided through having health insurance coverage and getting routine preventive care.
You may be under the impression that healthcare coverage is too expensive to purchase; and conventionally, this has likely been true. However, as a result of the recently passed healthcare laws, health insurance costs are expected to become far more affordable for most Americans. For those who do not receive health insurance through their employers, the costs will be based primarily on their family’s income. Those most in need of assistance will be able to purchase their policies at the lowest rates.
A Trusted Choice® network agent can help you understand your healthcare options and can assist you with finding a health insurance plan that fits your coverage and budgetary needs. This way, you can enjoy the benefits of affordable preventive-care and live a healthier life. Contact an agent in your neighborhood now and you can begin comparing Wisconsin health insurance rates today.