Well look who’s interested in getting landlord insurance coverage. Congrats! Careful though, because finding insurance quotes on your own can be a long process that involves loads of guesswork, confusion and hair-pulling. But don’t worry, we can make finding quotes for the right landlord insurance coverage much easier.
Our independent Insurance agents will roll up their sleeves and tackle all the not-so-fun parts for you. They’ll ask the important questions, go through a crazy-detailed account of your situation, and compile multiple policies from multiple carriers, all for you.
But before they do, we want to walk you through a few things to keep in mind so you know where companies come up with their quotes and what you can do to make the process as easy as can be.
Before you dive into getting coverage, you should know how insurance companies come up with quotes.
NOTE: Quotes are subject to change—the insurance company may gradually increase your premium over time to keep up with the financial demands of offering the coverage.
Now that you understand how landlord insurance quotes are born, it's important for you to understand what landlord insurance is, and why you'd need/want it:
Landlord insurance quotes are only as good as the info you provide. So make sure you supply the following details with a surgeon’s accuracy:
Comparing quotes by yourself can be complicated. You've gotta keep things in mind like the insurer’s claims process, customer service and reputation, or risk a great deal of kicking yourself should something bad happen.
Here's where an agent comes in to save the day for you—they’ve been through all of this a million-ish times before and they'll know everything that's important to consider when comparing quotes.
An independent agent can make your life a whole lot easier—at least through this process. Since they're not tied down to one insurance company, they're free to shop, compare and assemble all the pieces of the coverage puzzle for you—even if they end up coming from multiple carriers.
Your agent is really your right-hand man or woman. They’re here entirely for you. So take advantage of that. be open, honest, tell them a joke or two, and they can help find the right quotes for you, without overinsuring and without overpaying. Here’ are a couple things you definitely want to talk to them about:
And we mean everything, except the TOO personal stuff. Tell them all the nitty gritty details you might rather gloss over, because inevitably they, or the carrier, will eventually find out.
And if you purposely omit a known risk or two in order to get yourself a lower premium, it WILL come back to bite you in the you-know-where. So keep these pointers in mind:
We know what you want—quick and easy landlord insurance quotes in under a minute. We get it, you want the whole cake ASAP. However, choosing supersonic speed could mean sacrificing accuracy...which could end up costing you.
Look, we all love quick quotes—but online companies might leave out options that'll save you some serious green, while conveniently leaving in factors that assume higher risk and leave you with a pricier policy.
Plus, our competitors might sell your precious info to multiple companies, which could lead to a bunch of unrecognized phone calls and a flooded voicemail box. We flipped the script by giving YOU the info and options to connect with an independent insurance agent on your own terms.