Iowa is the only state in the county that has eastern and western borders formed entirely by rivers: the Mississippi to the east and the Missouri to the west. As a resident of the Hawkeye State, you may have several insurance needs, including home, auto, life and health insurance, to name a few.
Independent insurance agents in the Trusted Choice® network are available to help you with all of your coverage needs. These agents work with several different insurance companies and can find you competitively-priced policies that are suitable for your unique needs. Iowa has 720 Trusted Choice member agents to meet the needs of its 3 million residents. It ranks second in the nation for its agent-to-population ratio. Find a local member agent now to learn more about Iowa insurance.
There are two distinct kinds of insurance agents. Some are captive agents and others are independent. Here are some differences to consider:
Every agent in the Trusted Choice network is independent. They are ready to help you with all of your Iowa insurance coverage needs. Find a member agent near you today.
Whether you use your vehicle for business or for running day-to-day errands, you are required by Iowa state law to carry liability insurance coverage. Iowa’s minimum coverage requirements are currently set at 20/40/15, which means you must carry a minimum of:
These liability limits are intended to protect those involved in motor vehicle accidents from the high costs associated with property damage and medical care. In most cases, these amounts provide satisfactory coverage. However, accidents that involve serious injuries or fatalities can prove far more expensive than these amounts will cover. For this reason, many Iowans elect to purchase insurance with higher liability limits.
In addition to liability coverage, you can purchase optional coverage, including:
Whatever your vehicle coverage needs, an agent in the Trusted Choice network can help. These agents have experience putting together both personal and commercial vehicle insurance coverage and can help you find the right Iowa car insurance for you, your family or your businesses. Contact a member agent now for more information.
Your home may be your biggest investment and most important asset. You can protect the investments you've made in your home will with a suitable Iowa homeowners insurance policy. Whether you need a policy for a mobile home, a condo, a townhouse or a traditional home, an agent in the Trusted Choice network can help. These agents can find you a variety of competitively-priced comprehensive policies that will adequately provide for your coverage needs.
When purchasing a policy for your Iowa home, it's a good idea to evaluate the levels of coverage you want in the following areas:
The biggest question most people have is now much coverage is enough? Speak with a local Trusted Choice member agent today to best determine your home coverage needs and to find an affordable policy that can meet them.
As of 2008, residents of Iowa owned and operated more than a quarter of million small businesses. While many of these businesses were set up for self-employment and freelancing, more than 63,000 offered employment to others. If you own a small business in this state, you may want to consider protecting it with a suitable Iowa business insurance policy.
Business insurance can protect your company from financial losses brought on by unexpected problems, and can frequently mean the difference between a company’s success or failure. Agents in the Trusted Choice network work with several different insurers and can build you a business insurance policy fully customized to meet the needs of your business. Perhaps this is why Trusted Choice member agents write more business insurance policies than any other brand.
Business insurance provides a variety of coverage options to protect your company. Some of the most common protections you'll see in a policy include:
If you have been considering an Iowa business insurance plan for your commercial venture, contact an agent in the Trusted Choice network today to learn more about your many options. You will be glad you did.
On average, Iowans live 79.7 years. This ranks the state 16th in terms of life expectancy. Accidents and illnesses can strike unexpectedly. If you die unexpectedly, would those you leave behind have the financial stability necessary to maintain their current standard of living?
An Iowa life insurance policy can help you ensure the financial health of your loved ones after you're gone. An agent in the Trusted Choice network can help you find a policy that is right for you. There are two types of life insurance policies from which you can choose:
The decision about which type of policy is best for you is a personal one, but an agent in the Trusted Choice network can help. By answering your questions and explaining each type of policy in better detail, a member agent can help you learn more about your options for Iowa life insurance.
As of 2008, nearly 10 percent of all Iowa residents were living without health insurance. With the passing of the Affordable Healthcare Act, these numbers are expected to drop. Residents who do not receive subsidized health insurance through employers will be able to purchase health coverage through an exchange. And, unlike before, you cannot be turned down for coverage because of a pre-existing condition.
Agents in the Trusted Choice network can help you understand the new laws and how they benefit you. These agents can also help you find a health insurance policy that is affordable.
Find a local agent now to discuss your many options and the questions you may have, such as:
An agent in the Trusted Choice network can answer these and many other questions you may have about health insurance coverage in Iowa. Contact a local member agent today for more information.
Iowa is located within the boundaries of "Tornado Alley," and it's somewhat likely that your home or business could be affected by strong winds and damaging debris from a tornado. The cyclonic winds of a tornado can be extremely destructive and can completely destroy homes and other property. You can protect your investments in your car, your home, and your business with Iowa tornado insurance.
If a tornado flattens your home or business, you could to lose everything. Do you have enough coverage to rebuild and start over? If your structure or contents coverage amounts are too low, you may be required to spend a lot of money to replace your furnishings, appliances, clothing and other belongings. It is a good idea to review your coverage amounts every two or three years. If you work with an agent in the Trusted Choice network, you can count on assistance with this task.
Tornados are destructive, but they do not have to destroy your finances. Speak with an independent agent in the Trusted Choice network today to make sure that you have sufficient Iowa tornado insurance coverage.
When you contact an independent agent in the Trusted Choice network, you can have all of your Iowa insurance coverage needs conveniently handled in one office. Member agents will work hard to find you a variety of customized insurance policies that can suitably meet your coverage and budgetary needs. They may even be able to find ways to save you money on the policies you already have.
There are more than 700 member agents with offices across the state of Iowa, so should be easy to find one with an office conveniently located near your home or business. Every agent has signed a "Pledge of Performance" to provide exceptional service and ethical guidance to customers. Contact a Trusted Choice member agent near you today to learn more about Iowa insurance suitable for all your coverage needs.