Plymouth, MI Car Insurance

Located just 15 miles from Ann Arbor and 35 miles from downtown Detroit, Plymouth, MI offers all the perks of small-town living with easy access to Michigan’s busy cities. Plymouth is known for its charming neighborhoods, sprawling local parks and vibrant downtown area. There is lots to see and do, but before you get behind the wheel, make sure you’re protected with Plymouth car insurance. Our Independent Insurance Agents can walk you through all of your options for car insurance while helping you find the most affordable rates for your vehicle.

  • National average cost per year: $1,311
  • Michigan average cost per year: $2,476
  • #1 most expensive auto premium in U.S.

Buying car insurance in Michigan can be frustrating due to the state’s high premiums. Our Independent Insurance Agents specialize in helping Michigan drivers find budget-friendly auto insurance options that still cover all the important areas like liability, personal injury, and theft. Your customized premium is based on the type of car you drive, your driving record and your driving experience.

Michigan Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Minimum liability limits: 20/40/10

All drivers in Michigan are legally required to have car insurance. Minimum coverage limits are $20,000 for individual injuries, $40,000 for total injuries in an accident and $10,000 for any resulting property damage. These minimums are meant as a starting point, but they are by no means the final say in how much coverage you need. In fact, many drivers opt to purchase additional coverage just to be safe because some accidents lead to expenses that far exceed Michigan’s mandated minimums.


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Our independent agents shop around to find you the best coverage.

Number of Uninsured Motorists in Michigan

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Michigan drivers: 21%

Uninsured drivers are a major problem in Michigan. With one out of five drivers on the road without insurance, you can’t afford to ignore the risks. Our Independent Insurance Agents can help you add uninsured motorist coverage to your auto insurance plan, giving you maximum coverage in case you get into an accident with an uninsured driver who is at fault.

Number of Auto Thefts in Michigan

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Michigan: 3.33

Michigan’s high number of auto thefts is definitely a cause for worry. Most people in Plymouth rely on their personal vehicles to travel to work or school or to run errands. Without your car, how would you be able to function in your daily routine? Choose an auto insurance policy that includes coverage for car theft so that you have peace of mind that you’re always covered even if your car does get stolen.

Find a Great Plymouth Car Insurance Policy

When it comes to car insurance in Plymouth, you just can’t afford to cut corners. It might be tempting to purchase the first policy you come across, but this mistake could cost you thousands of dollars in the long run. Our Independent Insurance Agents specialize in helping Plymouth drivers find the best coverage options at the most affordable prices. Our friendly agents will provide you with quotes on multiple policies and help you compare the cost and benefits and choose a policy that will best protect you against Plymouth’s biggest roadway threats. 

Contact an Independent Insurance Agent today to get a free customized quote on Plymouth auto insurance.

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