Families flock to Clinton Township, MI for its friendly community, natural beauty, and metro accessibility. The 96,796 residents can be busy attending annual festivals downtown or taking weekend walks along the waterfront before relaxing in their homes. Life is good in this township, just a mere 30 minutes from Detroit. But owning a home comes with its own risks.
Unwelcome weather, burglaries and property damage can come without warning, which means you need protection. Our Independent Insurance Agents are personally familiar with the risks that Clinton Township homeowners face. Our agents are ready to discuss your home insurance options with you in order to ensure you're completely covered in any scenario.
- National yearly premium average: $1,034
- Michigan yearly premium average: $802
- 37th most expensive premium in the U.S.
Do you know what your current home insurance covers? Or how the premium was calculated? Factors, such as neighborhood, claim history, age, and size, and risk factors, like pools, are used to determine how much you pay. It's essential to determine the value of your home before jumping into deductible options, which is where an agent can help. Our agents will look at the ins and outs of your home and discuss the best insurance options for you and your family.
Number of Thefts in Michigan
- National number of burglaries: 37,814
- Michigan number of burglaries: 56,344
Michigan has a shockingly high number of burglaries and thefts when compared with the rest of the country, which is why you should stay protected. Installing an alarm system and having a watchdog are all preventative steps to take, but the only true way to ensure you're sheltered is by knowing that your home insurance policy covers break-ins and stolen property. Talk to your local agent about the scenarios and what your policy says.
Number of Catastrophes in Michigan
- Number of catastrophes in Michigan: 301
- Number of tornadoes in Michigan: 9
- Amount of property damage in Michigan: $1,880,370,000
- 1 in 15 insured homes has a claim each year
The Midwest is an unpredictable place when it comes to weather. And considering more than $1 billion was reported in property damage, it's time to take a closer look at what your home insurance policy covers. If you're part of the 6 percent of insured homes that have a claim every year, you deserve to know that your policy will get you the money you need in a timely manner.
What Are the Risks in Clinton Township?
Mother Nature can cause serious damage to Clinton Township homes. Tornadoes, severe storms and wind gusts can wreak havoc on properties and create a financial burden for many families. Plus, the Clinton River creates a flooding risk every homeowner should know about. Preventing such unforeseen situations can only be done with the proper home insurance policy.
Compare Clinton Township Home Insurance Quotes
Navigating the components of your Clinton Township home insurance doesn't have to be difficult: Let an Independent Insurance Agent help. Protecting your most valuable asset deserves time, attention to detail and comprehensive coverage. Our agents will compare quotes from numerous carriers to find you the most affordable option that covers all your bases.