Jackson Homeowners Insurance

What Your Jackson Homeowners Insurance Policy Needs

From historical sites to thriving arts and cultural attractions, Jackson, MI is an ideal place to live. This Rose City, offering the perks of a city with the feel of a small town, is home to 33,423 residents. It's the best of both worlds that many are proud to call home. As a homeowner, you deserve an affordable homeowners insurance policy that will give you protection in the event of bad weather, property damage and theft. A local Jackson Independent Insurance Agent is dedicated to finding customized insurance for you and helping you protect your most valuable assets.

  • National yearly premium average: $1,034
  • Michigan yearly premium average: $802
  • 37th most expensive premium in the U.S.

The age, location, and cost of your home affect the cost of your Jackson homeowners insurance. Michigan's average cost is relatively low in comparison with the rest of the country, but that doesn't mean you're making the most affordable choice. An Independent Insurance Agent will give you the information you want in order to prepare your home and will get you the policy you need to stay shielded.

Second Home and Vacation Home Insurance

Jackson may not be the biggest vacation destination in the state, buy many university professors and retirees use it as the place for second residences. Both second and vacation homes deserve just as much protection as your main property – wherever that may be. The risks are exactly the same, and a homeowners insurance policy can help. Insurance for these properties actually takes into account different factors. For example, coverage for second homes is typically more expensive because there isn't anyone on-site to watch the property all the time. An Independent Insurance Agent can explain coverage options and how rates are determined.

Number of Thefts in Michigan

  • National average of burglaries: 37,814
  • Michigan number of burglaries: 56,344

Did you know that the number of burglaries in Michigan is much higher than the national average? It's worth a second thought, especially when a theft can make a big dent in your wallet and family's security. You have peace of mind knowing Jackson homeowners insurance protects you in the event of such an unfortunate, but possible situation.

Number of Catastrophes in Michigan

  • Number of catastrophes in Michigan: 301
  • Number of tornadoes in Michigan: 9
  • Amount of property damage in Michigan: $1,880,370,000
  • 1 in 15 homes has a claim each year

Property damage is a constant problem in Michigan thanks to harsh winters and other unexpected weather events. By working with an Independent Insurance Agent, your home will be covered in the event of a tornado, flooding or hail. The statistics don't lie: More than $1 billion in property damage shows that financially you can't afford to be unprotected.

What Are the Risks in Jackson?

The biggest threats for Jackson homeowners involve the weather. Michigan winters can be harsh, and spring flooding is always on the radar. The state even has an unfortunately high burglary rate, which is a scenario you never want to be in.

Compare Jackson Home Insurance Quotes

To ensure your most valuable asset is protected, team up with an Independent Insurance Agent to compare quotes. Since our Agents aren't tied down to one insurance company, you have a number of options in terms of price, coverage, and add-ons. You don't want to be stuck in a rut when a big storm rolls through or you unexpectedly get robbed. Trust us and let us help you stay covered.

Now, who's ready to get their insurance problems solved?