Traverse Homeowners Insurance

What Your Traverse, MI Home Insurance Policy Needs

Find the right homeowners insurance policy for you.

Traverse, MI is known as the "Cherry Capital of the World" and serves as the nation's top producer of tart cherries. Of course, that's not the only thing that makes this city an incredible place to live and work in. Traverse was also voted as the "Most Beautiful Place to Live in America" by Good Morning America viewers, and it was featured in Bon Appetit magazine among the "Top Five Foodie Towns." 

If you're lucky enough to live in Traverse, you'll enjoy Lake Michigan's gorgeous beaches along with endless opportunities for winter snow sports. Just make sure you're prepared for the harsh winter weather with a reliable Traverse home insurance plan. If you're searching for the best homeowners insurance, our Independent Insurance Agents can help. Our friendly agents can guide you through your coverage options and help you find a homeowners policy that is right for your budget and lifestyle.

  • National yearly premium average: $1,034
  • Michigan yearly premium average: $802
  • 37th most expensive premium in the U.S.

Michigan homeowners enjoy home insurance premiums that trend well below the national average. Ultimately, your premium will vary depending on how close you live to Lake Michigan, the size and age of your home and any additional risk factors like a trampoline or an aggressive dog breed. 

Traverse Second Home and Vacation Home Insurance

Traverse has become a tourist hot spot in recent years, with year-round festivals drawing thousands of curious travelers. That's why many homeowners invest in second homes or vacation properties in this city. If you're looking for insurance for a second home in Traverse, our Independent Insurance Agents can guide you toward the best coverage options. Insuring a vacation home can pose some unique challenges, but our experienced agents will show you what to look for and offer quotes on the most comprehensive policies for second homes. 

Number of Thefts in Michigan

  • National number of burglaries: 37,814
  • Michigan number of burglaries: 56,344

Michigan's high crime is definitely a cause for concern. If you're a homeowner in Traverse, you probably know someone who has been the victim of a burglary or maybe you've experienced it yourself. By investing in the best homeowners insurance, you can have peace of mind that your property is covered. If you do get robbed, your insurance policy pays to replace stolen items and repair any damage to your home from the break-in. 

Number of Catastrophes in Michigan

  • Number of catastrophes in Michigan: 301
  • Number of tornadoes in Michigan: 9
  • Amount of property damage in Michigan: $1,880,370,000
  • 1 in 15 insured homes has a claim each year

Property damage reaches well over a billion dollars in Michigan each year, largely due to the severe winter weather. With 104 inches of snowfall each year in the state, homeowners face threats of frozen pipes, collapsing roofs, and liability-related injuries from falls on the ice. Our Independent Insurance Agents are intimately familiar with the challenges of living in such a frigid climate, and they can guide you toward the best coverage options to handle frequent claims for Traverse property repairs. 

What Are the Risks in Traverse?

For Traverse, the severe winter weather poses the most serious risk for homeowners. Ice storms can lead to falling trees, burst pipes, and even roof damage. Crime is another major concern, with tourists frequently passing through town and thieves targeting some of Traverse's affluent neighborhoods. 

Compare Traverse Home Insurance Quotes

As you shop for homeowners insurance in Traverse, take time to do your homework and compare quotes before you choose a policy. Our Independent Insurance Agents provide quotes on multiple policies from our wide network of coverage options. This allows you to really compare costs and benefits and find a plan that is well-suited for your lifestyle and budget. Whether you need home insurance for your primary residence or a second home in Traverse, our Independent Insurance Agents can help. 

Contact an agent today for a free quote on your customized Traverse homeowners insurance plan.

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