Troy, MI Homeowners Insurance

Find the right home insurance policy for you.


Troy is a perfect place to settle down and raise a family. With quaint neighborhoods in a variety of price ranges, the city attracts people of all ages. Parents especially love Troy because of the top-rated public schools, including two high schools that were both featured in Newsweek among the "1000 Most Outstanding High Schools in the United States". While the city offers a lot of opportunities for young families and eager small business owners, there are also a few challenges. Troy has a higher tornado risk than most cities in Michigan so it's important to be prepared with a comprehensive homeowners insurance policy. 

Finding the best Troy homeowners insurance is easy with help from an independent insurance agent. Our friendly agents are familiar with Troy and the unique challenges homeowners face in this city. You can compare quotes from multiple policies all in one place and your agent can even help you create a custom policy that is perfect for your budget. 


Save on Home Insurance

Our independent agents shop around to find you the best coverage.

Cost of Homeowners Insurance in Michigan

  • National yearly premium average: $1,034
  • Michigan yearly premium average: $802
  • 37th most expensive premium in the US.

Homeowners in Troy enjoy rates that are much lower than the national average. Our agents will work with you to find the most affordable home insurance plan to help you save money and still have adequate coverage in case of a disaster. The cost of an actual Troy home insurance policy will be determined by several factors like the age of your home, your neighborhood, and any additional risk factors like an aggressive dog breed or a swimming pool. 

Number of Thefts in Michigan

  • National number of burglaries: 37,814
  • Michigan number of burglaries: 56,344

Michigan homeowners face a much higher risk of burglary. Choosing a comprehensive Troy homeowners insurance policy is the best way to protect your home against theft. Without this coverage, you could wind up with thousands of dollars in damage after a break-in. Imagine the frustration of discovering shattered windows, busted door frames, and then missing possessions. When you invest in a good home insurance policy, you will be covered if a break-in happens to you.


Save on Home Insurance

Our independent agents shop around to find you the best coverage.

Number of Catastrophes in Michigan

  • Number of catastrophes in Michigan: 301
  • Number of Tornadoes in Michigan: 9
  • Amount of Property Damage in Michigan: $1,880,370,000
  • 1 in 15 insured homes has a claim each year.

Michigan homeowners face an elevated threat of tornadoes. In fact, insurance companies receive over $1.8 billion worth of claims every year for property damage in the Wolverine State. Take steps to protect your home by choosing a home insurance policy that covers natural disasters and any related property damage.

What are the risks in Troy?

Troy is a wonderful place to call him and it was even ranked 22nd in the "Best Places to Live" by CNN Money. However, there are still risks that you should be aware of. The most common risk is property damage from tornadoes or thunderstorms. Weather is unpredictable and the only way to insure that your home is safe is with comprehensive Troy home insurance coverage.

Compare Troy Home Insurance Quotes

Choosing the right home insurance policy is important for every homeowner in Troy. The best place to start is with an independent insurance agent. Our friendly agents can offer quotes on multiple policies so you can compare all the options and find the plan that is right for you. 

Contact an agent today to learn more about your options for the best Troy homeowners insurance. 

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