Car Insurance in Jenks, OK

Which types of coverage you need, where to get them, and more in Jenks, OK.

Christine Lacagnina Written by Christine Lacagnina
Christine Lacagnina
Written by Christine Lacagnina

Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.

paul martin Reviewed by Paul Martin
paul martin
Reviewed by Paul Martin

Paul Martin is the Director of Education and Development for Myron Steves, one of the largest, most respected insurance wholesalers in the southern U.S.

Updated
Family traveling in car. Find Jenks, Oklahoma car insurance.

The current rate of car theft in Oklahoma is higher than the national average. This year, about 3.4 out of every 1,000 drivers will experience car theft. With a higher rate of this incident, it's even more relevant to make sure your car insurance is up to par. 

An independent insurance agent in Jenks, OK can help you get equipped with the right car insurance to protect against vehicle theft and much more. They'll make sure that you have all the coverage you need to feel safe. But for starters, here's a closer look at car insurance in Jenks, OK.

Best Car Insurance in Jenks, OK

One of the easiest ways to get matched to the best car insurance available in your city is to work with an independent insurance agent in Jenks, OK. Since they're local, independent insurance agents are familiar with the insurance companies near you and their type of coverage. They'll know where to find you quality coverage at the right price.

The benefits of working with independent insurance agents don't end there, though. They can help you maintain your car insurance policy and even file claims later. They're also pros at finding any discounts you qualify for to save you even more money on your premiums.

What Does Car Insurance Cover in Jenks, OK?

You'll need to assemble a car insurance policy that best matches your personal needs, but often you'll start with these coverages:

  • Collision coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled in a collision, regardless of fault. 
  • Comprehensive coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled by a non-collision event such as a hailstorm or theft.  
  • Liability coverage: This covers lawsuit costs if you cause bodily injury or property damage to a third party with your vehicle.
  • Uninsured motorist coverage: This covers costs if you get into a collision with another driver who doesn't carry any or adequate car insurance of their own and is at fault for the crash.

A little more than one in every ten drivers in Oklahoma is uninsured, which may inspire you to add uninsured motorist coverage to your car insurance package. Your Jenks, OK independent insurance agent will work together with you to build a policy that makes sense.

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How Much Does Car Insurance Cost in Jenks, OK?

The current average cost of car insurance in OK is $1,496 annually, which is a bit higher than the national average of $1,311. The state of Oklahoma actually ranks 15th-highest in the nation for car insurance rates. But a Jenks, OK independent insurance agent can help you find car insurance near you that's affordable.

Is Car Insurance Required in Jenks, OK?

The state of Oklahoma has fewer minimum car insurance requirements than others. Drivers in Jenks, OK must at least carry:

  • Bodily injury liability: Drivers in Jenks, OK must have at least $25,000 of coverage per person and $50,000 per incident of bodily injury liability. 
  • Property damage liability: Drivers in Jenks, OK must have at least $5,000 of coverage per accident of property damage liability. 

Work together with an independent insurance agent in Jenks, OK to get set up with your area's minimum car insurance requirements before you ever hit the road.

What Are the Best Car Insurance Companies in Jenks, OK?

Hunting for the right car insurance policy doesn't have to be a lengthy task. To help out, we've gone ahead and created a list of just a few of our top picks for the best car insurance in Jenks, OK.

Best Car Insurance Companies in Jenks, OK Star Rating
Progressive
5 star rating
Mercury Insurance
Safeco Insurance
4.5/5 star rating
Travelers
5 star rating
The Hanover
5 star rating

Why Work with an Independent Insurance Agent in Jenks, OK?

There's no such thing as a one-size-fits-all car insurance policy. With a wide variety of products and options at your disposal, you can put together a solid car insurance package that's custom-built for you and other drivers in your family.

Independent insurance agents can help you choose the right policies and options to meet your specific coverage needs. Because they're independent, these agents can work with several of the best car insurance companies in Oklahoma to find you the right coverage at a great price.

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https://www.oid.ok.gov/auto-insurance-common-myths/

https://www.iii.org/article/what-auto-insurance