South Dakota natives work hard and play hard. That's why you need great health insurance to protect yourself from the cost of an injury or an illness and get back to your life quickly. Health insurance is easy to find here in South Dakota. Even if you have coverage through your employer, you might be able to get a better price by shopping for medical insurance quotes and finding out what's available on the market.
The South Dakota Department of Health reports that in 2012, 23 percent of South Dakota residents did not participate in any regular physical activity in their leisure time. That statistic, combined with an alarmingly high obesity rate, makes dangers like heart disease, diabetes and high blood pressure even more prevalent. Having the right health insurance policy can make it easier to get the proactive care you need to stay healthy and ward off illnesses and problems before they get serious.
For the first time in U.S. history, you must carry health insurance, or pay a fine of up to $285 per family or 1 percent of your household income, whichever is greater. If the cost of health insurance is prohibitive for you, you might need to get a catastrophic healthcare plan with a high deductible. However, with the help of an independent agent, you may be able to find better coverage at a rate you can afford.
There are several types of medical insurance plans on the market today. The one that is right for you is the one that best fits your medical needs, your budget and your preferences. These are a few of the most popular health plans. You can get customized quotes on any of these in South Dakota:
The medical insurance policies offered by your employer should meet the requirements of the Affordable Healthcare Act and may be the best deal you can get. However, many people are surprised to find that there are plans available with better coverage and lower rates outside the workplace. It always pays to shop around and to talk to a local agent to make sure you're getting the best quotes and plans available to you. Independent agents often have group healthcare policies that well-known companies can't match.
You can find an independent agent in the Trusted Choice® network throughout South Dakota. Independent agents work with many different insurance companies, so they can shop around for you. Many times, these agents can find better, more affordable coverage than your employer can offer. A local agent can sit down with you and discuss your family size, budget and healthcare needs to help you choose the type of plan that is best for you.
Contact an independent agent for great health insurance at great prices.