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The good news is that car owners in the Mount Rushmore State pay less for auto insurance than most other drivers around the nation. Learn what's required, what additional coverages you should consider and how your city varies from others when it comes to the proper auto insurance.
Americans pay an average of $1,311 per year for their auto insurance. South Dakota drivers pay on average about $1,180 per year. Make sure you're getting the best rate by comparing quotes from a variety of insurance companies.
You may be a great driver, but South Dakota roads can be dangerous, and accidents can happen when you least expect it. If you find yourself in one, here's what your car insurance will do for you...
South Dakota requires every driver to have a certain amount of insurance at certain liability limits. Most states have similar laws to ensure that drivers are prepared for accidents they cause, so it isn't uncommon. These coverages will pay for someone else's vehicle damage and medical bills.
The driver who caused the accident is responsible for covering the cost of damages.
The problem is this: Some people drive without any insurance. To protect your finances if you, your passengers, or your vehicle sustain injuries or damages due to an accident caused by an uninsured driver, "Uninsured Motorist Coverage" is here to help. If you are hit by an underinsured or uninsured driver, this coverage will pay to fix your vehicle and handle your medical bills.
South Dakota requires you to have uninsured motorist coverage as part of your car insurance policy, so talk to a Trusted Choice® agent for help finding a policy that offers this coverage at a great rate.
National average time spent commuting 26.9 Min
National average car thefts per 1,000 2.3 Year
National average car insurance cost $1,311 Year
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