Environmental consultants deal with complex issues and provide advice and other services to clients who rely upon their expertise to make decisions. Businesses engaged in this type of work need to assess any hazards that arise in their day-to-day operations and should work with an independent insurance agent to find tailored environmental consultant insurance that meets their unique needs.
The environmental services industry includes businesses that provide advice and assistance to other businesses and entities (e.g., government agencies, municipalities, etc.) on environmental issues. They may evaluate and offer expertise on control of pollutants, toxic substances and hazardous materials by measuring and evaluating risks within buildings or at other sites and then recommending solutions.
Environmental consulting firms may employ scientists, engineers and other experts in air and water quality, asbestos contamination, remediation and environmental law.
Environmental consultants need business insurance to protect them from the costs of lawsuits, accidents, equipment damage and other unforeseen events that can be financially devastating to a business owner. These companies face numerous risks including these:
Many of these risks can be mitigated with a comprehensive business insurance portfolio that includes tailored environmental consultant insurance.
Mistaken calculations, equipment malfunctions, erroneous analyses and advice, and any number of seemingly small errors can have a lasting impact on your clients and even on an entire community.
Environmental consultants professional liability insurance protects individual consultants and your firm from lawsuits that arise from negligence and mistakes related to performing — or failing to perform — professional services.
If you are sued, your legal defense, court costs and attorney fees are your responsibility even if the lawsuit is unfounded. If you are found liable for damages, you may also have to pay settlements or court-ordered judgments. Your professional liability policy covers most of these costs and protects you from the financial devastation that just one lawsuit can bring.
Your professional liability policy should be tailored to your unique exposures; a one-size-fits-all approach is not sufficient. Most professional liability policies can be written to address the specific risks that any business faces, with exceptions. In general, it provides coverage in these cases:
Coverage is excluded for instances of intentional wrongdoing or illegal acts.
Environmental consultants might need a variety of other business insurance policies to complete their portfolio.
A firm like yours faces complex risks that are highly unique. Rather than settle for cookie-cutter coverage that can leave you with gaps, enlist the help of a Trusted Choice® agent, who can help you find the right solutions from reputable insurance companies. An independent agent will get to know your business and will search for solutions that fit your business, not ones that fit everyone else's.
You can easily find a local Trusted Choice agent, who will become a long-term adviser and partner in your success.