Tornadoes are one of mother nature's most deadly weapons. With so little known about the twisting funnel clouds, experts say that a tornado can happen at any time, anywhere.
Whether you own a home or rent an apartment, tornado insurance is one very important way to protect your assets and belongings from the damages of a tornado.
Tornadoes have happened in every state, and can leave a trail of chaos in their wake. From overturned cars and uprooted trees, to leveled neighborhoods and broken utilities -- tornadoes are dangerous forces of nature. It's important to be cautious of tornadoes during times of high wind, along with having an emergency plan in place to get you and your family to safety quickly.
While events such as earthquakes and floods are not covered by typical insurance, damage from tornadoes is usually covered by policies you most likely already have, such as homeowners insurance. Most homeowners insurance policies cover damage from high winds. After a tornado, damages may include anything from a broken window or torn off roof shingles, to the complete destruction of the home. As long as you have enough homeowners insurance coverage, your repairs can be covered after paying the deductible.
Cars, boats, and RVs can become easy prey for a tornado. They can be lifted up, spun around, and deposited miles away. As long as you have comprehensive insurance on the item, the damages will be covered. Comprehensive insurance is known as "Other than Collision," and can cover damages from wind, rain, fire, and arson.
The price you will pay for a tornado insurance policy in AK depends on what you're attempting to cover. The following is a list of basic facts that insurance agents will need to know before giving you a quote:
All of these factors, plus many more, will be used to calculate a tornado insurance quote to cover your item.
Most insurance policies are eligible for discounts. When you're searching for homeowners insurance, tornado insurance, or auto insurance in AK, be sure to ask about the following discounts:
Each insurance company offers different discounts, so it's important to ask about any available discounts in order to get the best coverage at the best price.
When covering your home, belongings or vehicles with tornado insurance, it's important to have a professional by your side to ensure that you're properly covered. A Trusted Choice® agent is always available to help you determine coverages, suggest discounts, or even help you file a claim.