A home insurance policy is designed to cover many of the hazards property owners in Arizona are likely to face. Whether the property has been lost or damaged due to a severe storm, a house fire, or a rash of burglaries, having a solid Arizona homeowners insurance policy can bring the peace of mind that comes from knowing that your coverage can help absorb financial losses.
These policies typically include dwelling insurance (to protect your home's structure), contents insurance (to help repair or replace your personal property like furniture, clothing, etc.), liability insurance (to help pay for costs related to lawsuits involving claims of injury or property damage to others), and loss of use insurance (to cover unexpected expenses such as hotel rooms if you must stay elsewhere while your home is getting repaired for a covered disaster like a fire). Since Arizona is especially prone to wildfires, dust storms, and flooding, a home insurance policy can provide the critical reimbursement homeowners need if their property gets hit by one of these natural disasters.