Lake Worth Car Insurance

(Find the right car insurance policy for you.)

Nestled in the heart of Palm Beach County, you’ll find the beautiful city of Lake Worth, FL bordering the local lagoon. This gorgeous coastal community is a hot spot among tourists, and it’s also a perfect place to put down roots and live full time. Traffic can get congested in Lake Worth, so if you live in this area, make sure you’re protected with the best Lake Worth car insurance. Independent Insurance Agents take the guesswork out of finding the perfect auto insurance plan. Our caring agents can help you compare rates and find a coverage plan that offers the best protection for the unique risks you face as a driver in Palm Beach County.

  • National average cost per year: $1,311
  • Florida average cost per year: $1,742
  • #5 most expensive auto premium in the U.S.

Florida’s high car insurance premiums certainly pose a challenge, but our independent insurance agents can help you find reliable coverage at a price you can afford. Your personalized car insurance rate is determined by several factors like the make and model of your car, your driving record and your age. 

Florida Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Minimum liability limits: 10/20/10

Drivers in Florida are legally required to carry car insurance before they get behind the wheel. Minimum coverage limits are $10,000 for individual injuries, $20,000 for total injuries in an accident and $10,000 for any resulting property damage. Florida put these minimum coverage amounts in place as a protection for drivers who might not otherwise carry adequate auto insurance. As you shop for your own policy, remember that these are just minimums and you can always invest in additional coverage. When you consider that $20,000 won’t go far if you are seriously injured in an accident, it makes sense to invest in more coverage now to save thousands of dollars later.


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Our independent agents shop around to find you the best coverage.

Number of Uninsured Motorists in Florida

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Florida drivers: 23.8%

Uninsured drivers are a serious problem in Lake Worth and across the state of Florida. With nearly one-fourth of drivers uninsured, you are taking a serious risk every time you get behind the wheel. If you find yourself in a car accident and the driver at fault isn't insured, you are stuck footing the bill out of your own pocket. One way to prevent this nightmare scenario is to invest in uninsured motorist coverage. This policy gives you nonstop protection in an accident, regardless of the other party’s insurance or lack thereof.

Number of Auto Thefts in Florida

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Florida: 2.48

While Lake Worth is a beautiful place to live in, crime is a serious concern. As in any Florida city that has a steady influx of tourists, auto theft is a constant risk. Even if you take precautions, like installing a security system or locking your doors, there’s no way to guarantee that your car will always stay safe. By investing in comprehensive car insurance, you have peace of mind that even if your car does get stolen, you can afford to get a replacement.


Save on Car Insurance

Our independent agents shop around to find you the best coverage.

Find a Great Lake Worth Car Insurance Policy

It might seem overwhelming to look at all of your options when shopping for car insurance, but our independent insurance agents can make things a little easier. Our experienced agents will point you toward the best coverages to protect you from common threats in Lake Worth. They will also provide you with quotes on multiple policies so you can compare rates and find a plan that will fit within your budget. 

Contact an agent to learn more about how to save on Lake Worth auto insurance, and get a free customized quote today.

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