Lauderhill Car Insurance

Everything You Need to Know About Car Insurance in Lauderhill

Lauderhill, FL is a cultural melting pot, with residents coming from across the world. In this beautiful city, you’ll find people from the West Indies, the Caribbean and Jamaica. With a steady influx of people moving in and out of the city, every driver needs to be covered with a reliable Lauderhill car insurance policy. Trusted Choice® Independent Insurance Agents can help you find an affordable auto insurance plan that will protect your car against the biggest threats on Florida’s busy highways. From liability to personal injury to car theft, you’ll find the best coverage when you have a Trusted Choice Independent Insurance Agent by your side.

  • National average cost per year: $1,311
  • Florida average cost per year: $1,742
  • #5 most expensive auto premium in U.S.

It’s no secret that car insurance is expensive in Florida. In fact, premiums in the Sunshine State are among the highest in the nation. The good news is that the cost for car insurance in Lauderhill can vary dramatically from one driver to the next. It really all boils down to your age, your car's make and model, and your driving history. Trusted Choice Independent Insurance Agents can help you save money on Lauderhill auto insurance by matching you with safe driving discounts or helping you bundle coverages.

Florida Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Minimum liability limits: 10/20/10

Florida state law mandates that all drivers must have car insurance. Minimum coverage limits are $10,000 for individual injuries, $20,000 for total injuries in an accident and $10,000 for any resulting property damage. As you are shopping for your car insurance policy, keep in mind that these state-mandated minimums are just a starting point. It’s always wise to invest in as much liability coverage as you can reasonably afford. Accidents can get expensive, and if you don’t have enough coverage, you have to pay the difference.

Number of Uninsured Motorists in Florida

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Florida drivers: 23.8%

While there are many perks to living in Lauderhill, uninsured drivers can be a major problem. With nearly one-fourth of drivers on the road without car insurance, you are at risk for financial disaster every time you get behind the wheel. A practical solution is to add uninsured motorist coverage to your car insurance policy. This option protects you and pays for expenses if you get hit by a driver that doesn’t have insurance.

Number of Auto Thefts in Florida

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Florida: 2.48

Lauderhill has a major problem with auto theft with 299 cars stolen for every 100,000 vehicles. No one expects to be the victim of an auto theft, but it happens nearly every day. If you’re driving in Lauderhill, make sure you take precautions like locking your doors and parking in well-lit areas. Most importantly, take time to choose an auto insurance plan that includes total coverage for car theft.

Find a Great Lauderhill Car Insurance Policy

Shopping for Lauderhill car insurance takes a little homework, but Trusted Choice Independent Insurance Agents make the whole process simple. Our experienced agents can help you find a comprehensive policy at a rate you can afford. In fact, you’ll receive multiple rate quotes in one convenient place, and our agents will help you compare the cost and coverages of each plan until you find one that is right for you. Contact a Trusted Choice Independent Insurance Agent to learn more about how you can save on your auto insurance in Lauderhill, and get a free customized rate quote today.

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