Pembroke Pines Car Insurance

Find the right car insurance policy for you.

Pembroke Pines was ranked among America’s “Fastest Growing Cities” in 1999. Today, it continues to grow and thrive with an official motto of “Join Us – Progress with Us!” Living in Pembroke Pines offers many benefits: the beautiful Florida weather, the laid back lifestyle, friendly neighbors, and a thriving local economy. However, the city’s traffic can get intense. In fact, the place where Pines Boulevard crosses Flamingo Road has been identified as the nation’s most dangerous intersection. 

If you live in Pembroke Pines, it’s critical to invest in a reliable Pembroke Pines car insurance policy before you get behind the wheel. Independent Insurance Agents offer one-on-one support to Pembroke Hills drivers as they shop for the best rates on auto insurance. Our experienced agents will help you navigate your coverage options and find the most cost-effective policy for your automobile.

  • National Average Cost Per Year: $1,311
  • Florida Average Cost Per Year: $1,742
  • #5 Most Expensive Auto Premium in the U.S.

Florida’s car insurance rates are notoriously high, but drivers can find discounts for safe driving, security upgrades, and bundled coverages. Your premium will typically be determined by several key factors: your age, your driving history, previous claims, and the make and model of your car. 


Save on Car Insurance

Our independent agents shop around to find you the best coverage.

Florida Car Insurance Requirements

  • Body Injury Liability: Required
  • Property Damage Reliability: Required
  • Personal Injury Protection (PIP):  Required
  • Minimum Liability Limits: 10/20/10

Florida requires all drivers to purchase car insurance. Minimum coverage limits are $10,000 for individual injuries, $20,000 for total persons injured in an accident, and $10,000 for any resulting property damage. While these minimums will give you a great starting point in your search for car insurance, you can always opt for more coverage. If you get into an accident, having more coverage can be beneficial and ultimately, save you thousands of dollars in out of pocket expenses. 


Save on Car Insurance

Our independent agents shop around to find you the best coverage.

Number of Uninsured Motorists in Florida

  • How many US drivers are uninsured: 12.6%
  • How many Florida drivers are uninsured: 23.8%

Despite state laws that mandate all drivers to have car insurance, nearly one-fourth of Florida drivers are still on the roads without coverage. If you find yourself in an accident in Pembroke Pines and an uninsured driver is at fault, you’ll have to pay for your own car repairs. The best way to avoid this financial burden is by adding uninsured motorist coverage to your auto insurance policy.

Number of Auto Thefts in Florida

  • National Number of Thefts for 1,000 Vehicles: 2.94
  • Number of Thefts for 1,000 Vehicles in Florida: 2.48

Imagine for a moment how you would feel if you walk out to get the morning paper and discover that your car is no longer in the driveway. After a heart-sinking moment, you realize it has been stolen. Auto theft impacts drivers across Florida every single day. Make sure you’re prepared by choosing a car insurance policy that includes full coverage for auto theft. 

Find a Great Pembroke Pines Car Insurance Policy

Shopping for car insurance can seem stressful. There are many options to consider and policies can vary widely from one provider to the next. By working with our independent insurance agents, you’ll have an instant support system. Our agents take time to help each Pembroke Pines driver find the best coverage options. You’ll receive quotes from multiple policies and have a chance to do a side-by-side comparison of rates and benefits before you select the auto insurance policy that is right for you. 

Contact an agent today to get a customized quote on Pembroke Pines auto insurance. 

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