Pinellas is Florida’s most densely populated county. In this region, you’ll find non-stop action ranging from equestrian events to fishing tournaments and water sports. As travelers move across Pinellas throughout the year, traffic can become a major problem. Whether you’re headed to downtown Pinellas Park for some shopping or you’re on your way to the office, make sure you’re prepared with a reliable Pinellas Park car insurance policy.
Independent Insurance Agents take the guesswork out of shopping for car insurance. Our caring agents will help you discern how much coverage you need and which policies offer the most reliable protection at an affordable price. If you’re searching for budget-friendly car insurance in Pinellas Park, our agents can help.
Cost of Car Insurance in Florida
- National Average Cost Per Year: $1,311
- Florida Average Cost Per Year: $1,742
- #5 Most Expensive Auto Premium in US
Auto insurance rates trend on the high end of national averages in Florida. However, your personalized premium will be largely based on the type of car you drive, your recent driving record, and your age. Our agents help Pinellas Park drivers find more affordable car insurance options by providing rate quotes on multiple policies. Take time to compare rates and you could enjoy major savings on your annual premium.
Florida Car Insurance Requirements
- Body Injury Liability: Required
- Property Damage Reliability: Required
- Personal Injury Protection (PIP): Required
- Minimum Liability Limits: 10/20/10
Florida requires all drivers to purchase car insurance. Minimum coverage limits are $10,000 for individual injuries, $20,000 for total persons injured in an accident, and $10,000 for any resulting property damage. While every driver will need at least these minimums, you can always opt to purchase additional coverage. This is often a wise investment because it gives you an added layer of protection in case of a serious collision where expenses commonly exceed the minimum coverage limits.
Number of Uninsured Motorists in Florida
- How many US drivers are uninsured: 12.6%
- How many Florida drivers are uninsured: 23.8%
Uninsured drivers are an ongoing concern for Pinellas Park drivers. Nearly one-fourth of Florida drivers are uninsured, putting you at risk every time you get behind the wheel. Uninsured motorist coverage gives you an extra buffer of protection, just in case you get hit by a driver without insurance. Instead of paying for repairs out of pocket, you can file a claim with your insurance provider if you have coverage for uninsured motorists.
Number of Auto Thefts in Florida
- National Number of Thefts for 1,000 Vehicles: 2.94
- Number of Thefts for 1,000 Vehicles in Florida: 2.48
Auto theft is a serious problem throughout Florida, but in Pinellas Park, drivers face an elevated threat thanks to crime rates that trend 52% higher than the national average. If your car gets stolen, you’ll have to rely on local police to track down your missing vehicle. This can take months and sometimes the car is never found. The best way to protect your vehicle is by investing in a car insurance policy that offers full coverage for auto theft. With this policy, you’ll be reimbursed for the value of your car if it is stolen, giving you the resources needed to buy a new vehicle and get on with your life.
Find a Great Pinellas Park Car Insurance Policy
If you’re searching for budget-friendly auto insurance in Pinellas Park, our independent insurance agents can make the process easier than ever. With years of experience navigating Florida’s maze of coverages, our experienced agents will help you compare rates and find an affordable car insurance policy that will best protect you from common Pinellas Park roadway threats.
Contact an agent today to get a customized rate quote on Pinellas Park auto insurance.