Plantation Car Insurance

Everything You Need to Know About Car Insurance in Plantation, FL

Located in the heart of Broward County, Plantation is a beautiful Florida city with a thriving economy and some of the best scenery in the Sunshine State. In 2008, America’s Promise Alliance recognized Plantation as one of the “100 Best Communities for Young People”. The city has been featured in a number of movies, such as “Caddyshack” and “There’s Something About Mary”. Living in Plantation offers many benefits, but heavy traffic can be a constant headache. That’s why every driver should be prepared by investing in the best Plantation car insurance. 

Trusted Choice Independent Insurance Agents provide personalized support to Plantation drivers who are searching for affordable auto insurance options. Our agents understand that there is no “one size fits all” policy and each driver will face a unique set of challenges when choosing a car insurance plan. They will help you navigate your coverage options, compare rates, and find the most reliable auto insurance policy for your car. 

  • National Average Cost Per Year: $1,311
  • Florida Average Cost Per Year: $1,742
  • #5 Most Expensive Auto Premium in US

Florida drivers have to deal with some of the highest car insurance rates in America. While the high premiums can definitely be a challenge, there are some ways you can save on the cost of auto insurance in Plantation. Trusted Choice insurance agents can help you find lower rates by offering quotes on multiple policies. Your customized quote will be based on several factors such as your age, your driving record, and the make and model of your current vehicle. 

Florida Car Insurance Requirements

  • Body Injury Liability: Required
  • Property Damage Reliability: Required
  • Personal Injury Protection (PIP):  Required
  • Minimum Liability Limits: 10/20/10

Florida requires all drivers to purchase car insurance. Minimum coverage limits are $10,000 for individual injuries, $20,000 for total persons injured in an accident, and $10,000 for any resulting property damage. Drivers always have the option to purchase higher coverage limits, a smart investment that can ultimately save you thousands of dollars in out-of-pocket expenses if you ever face a serious accident in Plantation. 

Number of Uninsured Motorists in Florida

  • How many US drivers are uninsured: 12.6%
  • How many Florida drivers are uninsured: 23.8%

Uninsured drivers are a problem nationwide, but they pose an elevated threat in Florida where nearly one-fourth of drivers don’t have car insurance. If you get hit by a driver without insurance, you’ll have to foot the bill for your own car repairs unless you are covered by an uninsured motorist policy. Trusted Choice agents can help you find a car insurance policy that includes uninsured motorist coverage, giving you peace of mind each time you get behind the wheel. 

Number of Auto Thefts in Florida

  • National Number of Thefts for 1,000 Vehicles: 2.94
  • Number of Thefts for 1,000 Vehicles in Florida: 2.48

Every day, drivers in Florida are shocked to discover that their cars have been stolen. While police work hard to track down the missing vehicles, some are never recovered. Buying a new car is expensive so make sure you choose a car insurance policy that includes complete coverage for auto theft. Then if your car goes missing, you can file a claim and receive the compensation you need to buy a replacement vehicle without waiting for months as police search for your stolen car. 

Find a Great Plantation Car Insurance Policy

Drivers in Plantation can’t afford to skimp on auto insurance. Between heavy traffic, high numbers of uninsured drivers, and frequent cases of auto theft, having a reliable car insurance policy is crucial. Trusted Choice Independent Insurance Agents take the guesswork out of shopping for auto insurance by providing multiple rate quotes and one-on-one support each step of the way. If you’re looking for a low-cost Plantation auto insurance option, contact a Trusted Choice agent for a free rate quote today. 

Now, who's ready to get their insurance problems solved?