Pompano Beach Car Insurance

Everything You Need to Know About Car Insurance in Pompano Beach, FL

Pompano Beach offers some of Florida’s best coastal scenery. Located between Palm Beach and Miami, this city has been recognized repeatedly by CNN, Money, and the Wall Street Journal as one of the country’s top vacation home markets. Tourists love to explore the beachside playgrounds or spend a day reeling in fish at the 1000-foot long municipal pier. Whether you’re headed out for a day of fishing or on your way to dinner with friends, make sure you’re prepared for heavy traffic with a reliable Pompano Beach car insurance policy. 

If you’re searching for affordable car insurance options in Pompano Beach, Trusted Choice Independent Insurance Agents can help. Our experienced agents can help you navigate the maze of coverages and create a customized auto insurance policy that will protect your vehicle from the most common roadway threats in Pompano Beach. 

  • National Average Cost Per Year: $1,311
  • Florida Average Cost Per Year: $1,742
  • #5 Most Expensive Auto Premium in US

Florida’s high auto insurance rates can become a major burden to Pompano Beach drivers. However, Trusted Choice agents can help you find more affordable coverage options. They provide customized rate quotes from multiple policies, factoring in your age, driving record, and the make and model of your car to give you the best chance at finding low-cost car insurance options. 

Florida Car Insurance Requirements

  • Body Injury Liability: Required
  • Property Damage Reliability: Required
  • Personal Injury Protection (PIP):  Required
  • Minimum Liability Limits: 10/20/10

Florida requires all drivers to purchase car insurance. Minimum coverage limits are $10,000 for individual injuries, $20,000 for total persons injured in an accident, and $10,000 for any resulting property damage. While every driver is legally required to purchase a policy with these minimums, you can always opt for additional coverage if desired. By choosing a higher coverage limit, you only increase your premium incrementally, but it could save you thousands of dollars in out-of-pocket costs if you are ever faced with a serious auto collision in Pompano Beach. 

Number of Uninsured Motorists in Florida

  • How many US drivers are uninsured: 12.6%
  • How many Florida drivers are uninsured: 23.8%

Nearly one-quarter of Florida drivers are uninsured, putting everyone at risk on the crowded roads of Pompano Beach. Uninsured motorist coverage offers you peace of mind that the expenses of an auto accident are always covered by your insurance policy, even if the other driver neglected to purchase adequate car insurance. 

Number of Auto Thefts in Florida

  • National Number of Thefts for 1,000 Vehicles: 2.94
  • Number of Thefts for 1,000 Vehicles in Florida: 2.48

Most drivers never take time to think about the ramification of auto theft until it’s too late. Once your car is stolen, there is little that you can do except to file a police report and hope that local authorities can track down your stolen car. However, if you have a car insurance policy that covers auto theft, the waiting game can end. You’ll receive compensation for your stolen car so that you can buy a replacement vehicle and get on with your life. 

Find a Great Pompano Beach Car Insurance Policy

Pompano Beach drivers face many threats each day. From heavy traffic to uninsured motorists, every time you get behind the wheel, you’re at risk. That’s why it’s so important to choose a reliable car insurance policy. Trusted Choice Independent Insurance Agents make it easier than ever to find affordable auto insurance. Our experienced agents will help you compare quotes on multiple policies and choose the car insurance plan that offers maximum protection at the most budget-friendly cost. If you’re searching for low cost Pompano Beach auto insurance, contact a Trusted Choice agent for a free customized rate quote today. 

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