Located less than an hour north of Palm Beach, you’ll find the charming city of Port St. Lucie. This coastal community offers lush rivers, beautiful beaches, and endless opportunities for shopping, dining, and outdoor entertainment. The only downside to life in Port St. Lucie is the extreme traffic. Make sure you’re prepared by investing in the best Port St. Lucie car insurance. Independent Insurance Agents take the guesswork out of choosing an auto insurance policy. With years of experience helping Florida drivers find the most affordable coverage options, our agents will provide you with multiple rate quotes and match you with the best auto insurance options to protect your car from the most worrisome threats in Port St. Lucie.
- National Average Cost Per Year: $1,311
- Florida Average Cost Per Year: $1,742
- #5 Most Expensive Auto Premium in the U.S.
Florida’s car insurance rates rank among the most expensive in America, but that doesn’t mean that you are stuck paying sky-high premiums each year. Our agents can help you reduce your car insurance rates by offering customized quotes that factor in your age, your driving record, and the make and model of your car. Our friendly agents can even match you with discounts for safe driving, bundled coverage, or security features.
Florida Car Insurance Requirements
- Body Injury Liability: Required
- Property Damage Reliability: Required
- Personal Injury Protection (PIP): Required
- Minimum Liability Limits: 10/20/10
Florida requires all drivers to purchase car insurance. Minimum coverage limits are $10,000 for individual injuries, $20,000 for total persons injured in an accident, and $10,000 for any resulting property damage. As you shop for auto insurance in Port St. Lucie, keep in mind that you always have the option to increase your coverage limit. This is a smart investment that can add up to thousands of dollars in savings if you ever wind up in a major collision where the expenses far surpass the state-mandated minimums.
Number of Uninsured Motorists in Florida
- How many US drivers are uninsured: 12.6%
- How many Florida drivers are uninsured: 23.8%
Uninsured drivers are a serious problem nationwide, but Florida faces an especially elevated risk with nearly a quarter of drivers uninsured. If you get into an accident and the party at fault is uninsured, you’ll be stuck footing the bill to repair your car. The best way to avoid this scenario is by adding uninsured motorist coverage to your auto insurance policy. This gives you complete protection in an accident, regardless of the other driver’s insurance or lack thereof.
Number of Auto Thefts in Florida
- National Number of Thefts for 1,000 Vehicles: 2.94
- Number of Thefts for 1,000 Vehicles in Florida: 2.48
Car theft is a growing problem across Florida and it can be both emotionally and financially devastating. Buying a new car is a major investment and many Port St. Lucie drivers can’t afford to replace a stolen vehicle right away. Select an auto insurance policy that includes complete coverage for auto theft and you’ll have peace of mind. If your car gets stolen, you can file a claim and receive compensation for the missing vehicle so you can buy a replacement and get back to your daily routine.
Find a Great Port St. Lucie Car Insurance Policy
Our independent insurance agents understand that every driver is unique and that’s why our agents offer customized auto insurance solutions. Whether you’re a first-time driver with a brand new license or you’ve been behind the wheel for decades, our agents can help you find affordable car insurance rates in Port St. Lucie.
Contact a local agent today to get a customized rate quote on Port St. Lucie auto insurance.