Located just west of Tampa, along the Gulf Shore, Dunedin, FL is a charming town that has much to offer. As one of the oldest towns on the west coast of Florida, Dunedin has beautiful beaches and scenic parks with a unique historical significance. In addition to all the charm of this old town, Dunedin has excellent schools, a low crime rate, and affordable homes. The only major downside to putting down roots in this community is the threat of severe weather. Whether you choose to live in Dunedin full-time or invest in a vacation home in this area, you need a reliable Dunedin homeowners insurance policy. Independent Insurance Agents are intimately familiar with the risks of owning a home in Florida, and they can guide you toward the best home insurance plans that offer maximum protection at an affordable price.
- National yearly premium average: $1,034
- Florida yearly premium average: $1,103
- 14th most expensive premium in the U.S.
As a homeowner in Dunedin, you will find that home insurance premiums trend on the high end of the national average. You can offset the high premiums by working with an agent to find discounts and compare rates. Your personalized Dunedin homeowners insurance premium is typically determined by the size and location of your home and your previous claims history. Some factors that may make your premium higher include pools, trampolines, and waterfront property.
Dunedin Second Home and Vacation Home Insurance
If you are looking for a beautiful destination to escape the grind of everyday life and enjoy a vacation home, Dunedin is the perfect place. With sandy beaches and beautiful parks, this town has much to offer to snowbirds and curious tourists. Insuring a second home can be tricky, but independent insurance agents will guide you toward the best coverage options to protect your investment and safeguard your vacation home from common threats.
Number of Thefts in Florida
- National number of burglaries: 37,814
- Florida number of burglaries: 3,316
When shopping for a comprehensive home insurance policy, most homeowners fail to think of theft as a threat. Even though Dunedin has a low crime rate, theft still happens from time to time. Don’t wait until you are a victim of a robbery; contact an agent to help you find a home insurance policy that covers theft. If you have this coverage, you can file a claim with your insurance company and receive funds to have any stolen property replaced.
Number of Catastrophes in Florida
- Number of catastrophes in Florida: 594
- Number of tornadoes in Florida: 23
- 1 in 15 insured homes has a claim each year
Florida is one of the highest risk states in the nation for natural disasters. Each year, the Sunshine State has to deal with tropical storms, hurricanes, wildfires, tornadoes, hail, and flooding. Owning a home in Florida makes you especially vulnerable to natural disasters, but homeowners insurance can give you peace of mind that you’re always covered no matter what kind of weather-related threat comes your way.
What Are the Risks in Dunedin?
Dunedin faces a high risk for hurricanes, with 69 having ripped through the area since 1930. During hurricane season, homeowners remain on high alert, waiting to see if a serious storm brings another round of damage and destruction. This city is also considered a high risk for tornadoes, with an average of four each year. This is a high average when compared to other areas across the nation. Our insurance agents can help you choose a home insurance plan that protects against these worrisome threats in Dunedin.
Compare Dunedin Home Insurance Quotes
If you’re searching for a budget-friendly home insurance plan in Dunedin, take the time to compare quotes before you purchase a policy. Our Independent Insurance Agents can offer you rate quotes on multiple policies all in one convenient place. Our experienced agents will explain the coverage benefits of each plan and help you do a side-by-side comparison of all of your homeowners insurance options.
If you’re ready to enjoy significant savings on your annual Dunedin home insurance premiums, contact an agent for a free quote today.