Lake Worth Homeowners Insurance

Find the Right Lake Worth, FL Homeowners Insurance

Lake Worth, FL is a beautiful coastal community nestled in the heart of Palm Beach County. The scenic downtown area is a favorite among tourists, and the Lake Worth Lagoon offers million-dollar views throughout the whole year. If you’re lucky enough to live in Lake Worth, you’ll enjoy a laid back lifestyle and a tight knit community. However, you’ll also have to deal with Florida’s unpredictable storm systems. Make sure your home is covered with a reliable Lake Worth homeowners insurance policy. Trusted Choice® Independent Insurance Agents can help you find the right home insurance for your property. Whether you’re a first time homebuyer or you’re just looking for a more affordable homeowners insurance option, our experienced agents can help.

  • National yearly premium average: $1,034
  • Florida yearly premium average: $1,103
  • 14th most expensive premium in the U.S.

Florida’s home insurance rates trend on the high end of national averages. Your premium is typically based on several key factors like the size, age and location of your home. If you live closer to Lake Worth’s waterfront area, your home insurance premiums will probably be slightly higher. Trusted Choice Independent Insurance Agents can help you get the best rates by comparing policies and searching for discounts for energy efficiency updates and security systems.

Lake Worth Second Home and Vacation Home Insurance

Lake Worth is the perfect place to invest in a second home or vacation property. This coastal community is an ideal place to escape from the stress of everyday life and enjoy a little rest and relaxation. Insuring a second home can be a challenge, but Trusted Choice Independent Insurance Agents can help. Our friendly agents are familiar with the most common risks for Florida’s vacation properties, and they can point you toward a home insurance policy that best protects your investment property.

Number of Thefts in Florida

  • National number of burglaries: 37,814
  • Florida number of burglaries: 3,316

Lake Worth has a low crime rate, but occasional robberies do happen. If you come home from work one day to discover that your home was targeted, having comprehensive home insurance makes a huge difference in your outcome. Instead of waiting months for the police to try to track down your stolen valuables, you can simply file a claim with your homeowners insurance and be compensated for the cost of your stolen property.

Number of Catastrophes in Florida

  • Number of catastrophes in Florida: 594
  • Number of tornadoes in Florida: 23
  • 1 in 15 insured homes has a claim each year

Each year, Florida homeowners have to deal with a steady flow of bad weather. From hurricanes to tornadoes to wildfires and floods, these natural disasters can wreak havoc on local homes and businesses and cause thousands of dollars' worth of property damage. Trusted Choice Independent Insurance Agents can help you select a home insurance policy that best protects your home against Florida’s most dangerous threats.

What Are the Risks in Lake Worth?

Lake Worth faces a high risk for hurricanes. Back in 1928, a massive hurricane nearly destroyed the city. The winds toppled the elementary school bell tower and completely destroyed a beachfront casino along with the bridge over Lake Worth. Since then, there have been dozens more hurricanes to come through and do additional damage. As a homeowner in a coastal area, you need to find the right homeowners insurance to cover the cost of repairs if another major storm system comes through Lake Worth in the future.

Compare Lake Worth Home Insurance Quotes

The first step in finding the best homeowners insurance in Lake Worth is always to collect quotes. Trusted Choice Independent Insurance Agents make that easier than ever before by providing multiple rate quotes in one place. You will enjoy a side-by-side look at all of your options so then you can compare the cost and benefits of each plan and choose the policy that is right for you. Contact a Trusted Choice Agent today to get your free customized quote on Lake Worth home insurance.

Now, who's ready to get their insurance problems solved?