Naples Homeowners Insurance

Find the Right Naples, FL Homeowners Insurance

Find the right homeowners insurance policy for you.

Beautiful home in the heart of the city on the Miami waterfront.

Nestled along the Gulf of Mexico in scenic southwest Florida, Naples is a family-friendly city that offers endless opportunities for outdoor fun. Naples is known for its sophisticated dining, high-end shopping, and a laid-back coastal vibe. If you’re lucky enough to live in Naples, you’ll enjoy many perks, but you will also have to be cautious about the weather. Make sure your home is covered by the best Naples homeowners insurance. Our Independent Insurance Agents offer personalized support to help you navigate the maze of home insurance. Whether you’re concerned about hurricanes, flooding, or even theft, our friendly agents will help you find a home insurance plan to protect your property.

  • National yearly premium average: $1,034
  • Florida yearly premium average: $1,103
  • 14th most expensive premium in the US

Home insurance rates in Florida tend to be higher than the national average, but they largely depend on the characteristics of your property. The size, age, and location of your house are all considered when determining your personalized homeowners insurance rate. Our independent insurance agents can help you find the most affordable coverage options by providing multiple rate quotes and pointing you toward discounts for bundled coverages or energy upgrades.

Naples Second Home and Vacation Home Insurance

Naples is a favorite destination for tourists in Florida, thanks to its sprawling beaches, eclectic downtown, and beautiful water view restaurants. This is the perfect place to purchase a vacation home for your family to enjoy or a second home to use as a rental investment. If you own a second home in Naples, talk to an independent insurance agent about the type of policy you need to best safeguard your property against common threats.

Number of Thefts in Florida

  • National number of burglaries: 37,814
  • Florida number of burglaries: 3,316

Florida’s constant influx of tourists and high population of immigrants have led to many concerns about safety among homeowners. Naples is generally a safe place to live and work, but occasional burglaries are reported. If your home is targeted in a break-in, your home insurance policy will be more valuable than ever before. You can file a claim to receive compensation to replace stolen items and to repair any property damage that occurs during the break-in.


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Number of Catastrophes in Florida

  • Number of catastrophes in Florida: 594
  • Number of tornadoes in Florida: 23
  • 1 in 15 insured homes has a claim each year

Florida’s unpredictable weather is a major concern for homeowners. Each year, nearly 600 catastrophes are reported, including fires, floods, hurricanes and tornadoes. By choosing the best homeowners insurance for your Naples home, you are taking a proactive step to protect your property investment in case a natural disaster occurs in your area.

What Are the Risks in Naples?

Naples is a prime target for hurricanes, with 66 on record since 1930. These major storms can bring torrential rains, coastal flooding and serious wind damage. Broken windows, flooded basements and even fires from lightning damage are common during hurricanes, so make sure you’re prepared with a comprehensive home insurance plan.

Compare Naples Home Insurance Quotes

As you shop for the best rates on homeowners insurance in Naples, our independent insurance agents can make the process a little easier. Our caring agents will save you time and hassles by offering quotes on multiple home insurance policies in one place. Take time to compare these quotes and choose the policy that is best suited to your home’s unique challenges. 

To learn more about Naples home insurance and get a free customized quote, contact an agent today.

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