North Miami is home to some of the most beautiful scenery in the Sunshine State. Homeowners enjoy easy access to Oleta River State Park, Florida’s largest urban park, and the Museum of Contemporary Art downtown. If you live in the North Miami, FL area, you are probably already familiar with the common threats for severe weather. Make sure your home is protected with a comprehensive North Miami homeowners insurance policy. Trusted Choice® Independent Insurance Agents can help you navigate the complicated maze of home insurance options and build a customized policy that best protects your property against the region’s most worrisome threats.
The high rates of homeowners insurance can certainly be a challenge in Florida, but there are some ways to save money on your annual premium. Trusted Choice Independent Insurance Agents can help you find discounts for bundled coverages, energy upgrades and security features. Ultimately, your cost for home insurance depends on the size, age and location of your home and the presence of any high risk factors, like a swimming pool or aggressive dog breed, on the property.
With easy access to some of Florida’s best beaches, North Miami is a great place to invest in a second home or vacation property. Choosing the right type of home insurance for a second home is crucial because you aren’t always able to monitor the property on a regular basis. A small leaking pipe can turn into a major basement flood before you ever know there is a problem. Trusted Choice Independent Insurance Agents can help you choose a second home insurance policy to protect your North Miami home.
While Florida’s overall number of burglaries is much lower than the national average, break-ins do still happen occasionally. Second homes are often a prime target because they stay empty and unattended for weeks at a time. Be sure you select a homeowners insurance policy that offers full protection for theft and break-ins. This gives you peace of mind that you’re covered even if you do become the victim of a burglary.
Florida’s beautiful weather is sometimes misleading. Snowbirds assume the sunny skies and warm temperatures are the norm year-round, but in reality, there are some common weather threats that residents have to deal with routinely. Hurricanes, tropical storms and tornadoes are all serious problems, especially in coastal areas. Property damage is often severe, so it’s crucial to pick a home insurance plan that has comprehensive coverage for property repairs.
North Miami has a long history of severe weather patterns including hurricanes, tornadoes and tropical storms. In 1959, a massive F3 tornado touched down 1.4 miles from the center of the city, injuring 77 and costing more than $500,000 in property damage. Hurricanes are even more common, with 72 recorded in North Miami since 1930.
To get the best rates on your North Miami home insurance, take time to collect multiple quotes and compare premiums. Trusted Choice Independent Insurance Agents can make this process simple by offering you multiple rate quotes in one place. Our experienced agents can answer your questions and help you find a policy that will best protect your property against the most common threats in North Miami. To get a free rate quote on homeowners insurance in the North Miami area, contact a Trusted Choice Agent today.