Oviedo is one of Florida’s best-kept secrets. This beautiful little town is located just 20 miles northeast of Orlando, offering instant access to theme parks and attractions with just a short drive back to peace and quiet. Living in Oviedo, FL offers a lot of parks. You can browse the farmers market Saturday mornings or visit with neighbors in the historic downtown district. The only real challenge is the unpredictable weather. Make sure your home is protected by a comprehensive Oviedo homeowners insurance policy.
Our Independent Insurance Agents make it easier than ever to find affordable home insurance rates in Oviedo. Our experienced agents will answer your questions, explain your coverage options and help you find the best rates on the policy you need to best protect your home against Oviedo’s most worrisome residential threats.
- National yearly premium average: $1,034
- Florida yearly premium average: $1,103
- 14th most expensive premium in the U.S.
Homeowners insurance rates in Florida trend well above the national average. While the higher rates can be frustrating to homeowners, there are some things you can do to cut costs. Our Independent Insurance Agents can help you find discounts for security systems, smoke detectors, energy-efficient upgrades, and bundled coverages. You’ll also find that rates vary dramatically depending on your home's location, size, and age.
Oviedo Second Home and Vacation Home Insurance
Thanks to the close proximity to Orlando, Oviedo is a top choice among property investors who are looking for second homes and vacation properties in Florida. Insuring a second home can be a challenge, but our Independent Insurance Agents can point you toward the best policies that will safeguard your investment.
Number of Thefts in Florida
- National number of burglaries: 37,814
- Florida number of burglaries: 3,316
In a small town like Oviedo, most people assume that break-ins are rare. While the crime rate is far lower than in many neighboring cities, there are occasional burglaries. You should always keep your doors locked and install a security system if possible. If you do get robbed, file a claim with your homeowners insurance policy right away so you can replace stolen valuables and make any needed repairs to your home.
Number of Catastrophes in Florida
- Number of catastrophes in Florida: 594
- Number of tornadoes in Florida: 23
- 1 in 15 insured homes has a claim each year
Florida seems to be a magnet for natural disasters. From tropical storms to hurricanes and tornadoes, the year-round threats can be worrisome. While home insurance won’t make you immune to natural disasters, a reliable policy provides peace of mind that you’re covered if a local flood or catastrophic wildfire sweeps through your neighborhood.
What Are the Risks in Oviedo?
Oviedo homeowners face an elevated risk of tornado damage. There have been 181 tornadoes recorded in the city since 1950, with an average of three per year. If a twister touches down in your neighborhood, it can lead to severe damage or total destruction of your home. In the blink of an eye, your home could be demolished. That’s why it’s crucial for every homeowner in Oviedo to choose a reliable homeowners insurance plan that provides full protection against natural disasters including tornadoes.
Compare Oviedo Home Insurance Quotes
As you begin to search for home insurance in Oviedo, you will find that there are dozens of options that can range from very budget-friendly to quite expensive. Remember that each policy offers unique advantages and disadvantages, and it’s important to really compare your options before you make a final selection. Our Independent Insurance Agents make shopping for homeowners insurance easier than ever by providing free rate quotes on multiple policies. Our caring agents will work tirelessly to help you find the best rates without sacrificing the quality of coverage that you depend on to safeguard your home.
Contact an Independent Insurance Agent today to get a customized quote on Oviedo home insurance.