Port St. Lucie Homeowners Insurance

Find the Right Port St. Lucie, FL Homeowners Insurance

Find the right homeowners insurance policy for you.

Located less than an hour north of Palm Beach, Port St. Lucie is a growing community with a low crime rate and excellent schools. In this area, you’ll find unlimited opportunities for shopping and dining along with lush rivers, high end golf courses, and gorgeous beaches. The only downside to living in this peaceful coastal community is the volatile weather and the high risk for hurricanes and flooding. Make sure you’re prepared with the best Port St. Lucie homeowners insurance. Our Independent Insurance Agents take the guesswork out of shopping for home insurance. Our experienced agents can explain your coverage options and help you find the best policy to protect your property in Port St. Lucie. 

  • National yearly premium average: $1,034
  • Florida yearly premium average: $1,103
  • 14th most expensive premium in the US.

Homeowners insurance rates in Florida tend to be slightly more expensive than the national average. However, every home is unique and your personalized rate will be heavily determined by several key factors. Your home’s square footage, age, and location will all be taken into consideration when determining how much you pay for homeowners insurance. 


Save on Home Insurance

Our independent agents shop around to find you the best coverage.

Port St. Lucie Second Home and Vacation Home Insurance

If you own a vacation home in Port St. Lucie, you’ll enjoy your own little piece of paradise. With scenic views and endless opportunities for outdoor adventure, this city is the perfect place to invest in a second home. Our agents can help you select a home insurance plan that is designed to protect against the common threats you’ll face as a property owner. Whether you’re using your second home as a rental or for personal family vacations, our experienced agents will help you find the best home insurance policy to safeguard your investment. 

Number of Thefts in Florida

  • National number of burglaries: 37,814
  • Florida number of burglaries: 3,316

Port St. Lucie enjoys a low crime rate, but burglaries do happen occasionally. Vacation homes are often the prime targets since they are sometimes left empty for days or weeks at a time. As you shop for homeowners insurance, make sure you select a plan that offers comprehensive coverage for theft. This will allow you to quickly replace any stolen valuables and repair related property damage after a break-in. 


Save on Home Insurance

Our independent agents shop around to find you the best coverage.

Number of Catastrophes in Florida

  • Number of catastrophes in Florida: 594
  • Number of Tornadoes in Florida: 23
  • 1 in 15 insured homes has a claim each year.

Florida is a high-risk state for natural disasters, with dozens of weather-related catastrophes every single year. From tropical storms and hurricanes to wildfires and flooding, the Sunshine State is known for its volatile weather that can put homes at extreme risk. Our agents can match you with the most reliable homeowners insurance policies that offer maximum protection against Florida’s most common weather-related threats. 

What are the risks in Port St. Lucie?

Port St. Lucie is no stranger to natural disasters with a long history of hurricanes. There have been 72 hurricanes in and around the city since 1930, with many causing widespread damage and destruction. Tornadoes are another major threat with an average of two per year. As you shop for homeowners insurance, make sure you keep these common threats in mind and choose a policy that is designed to offer maximum protection against natural disasters. 

Compare Port St. Lucie Home Insurance Quotes

Our Independent Insurance Agents can help you find the most affordable home insurance options in Port St. Lucie by offering rate quotes on multiple policies. With an experienced agent on your side, you can compare rates and benefits and select the best home insurance plan to protect your property. Whether you’re shopping for insurance for a primary residence or a vacation home, a local agent can help you navigate the maze of coverages and figure out which policy is the best fit for your home. 

Contact an agent today to receive a free customized rate quote on Port St. Lucie home insurance. 

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