San Antonio, TX, is most famous for the Alamo, but its second most famous attraction is the downtown River Walk. Visitors can purchase tickets for a boat ride or even paddle their own canoes down the San Antonio River, which flows through the city. The law does not require individuals to purchase boat insurance, but it’s certainly a good idea to protect your boat investment with the right type and amount of coverage.
In addition to the local river, the area has a number of Hill Country lakes that are only a short drive away from water sports activities like fishing boat trips wakeboarding. While boating is a relatively safe pastime, it can have risks:
If you cause an accident and you do not have insurance, you are responsible for the damage or injuries you may cause, and you will have to pay to have your own craft repaired. An injured party, even one of your own passengers, could also sue you. This is why many watercraft owners in San Antonio choose to get boat insurance coverage.
Here are some factors that may affect your own costs and policy choices:
Boat plans will vary because of differences in the insurance company, type of boat, and the personal preferences of the owner. Different policy options may cover liability, injuries, property damage and more. Here are some common types of coverage:
Finding the right company and coverage can save you money on your policy, and it can really save you if you ever get in a boating-related accident. A local member agent of the Trusted Choice network can give you competitive San Antonio boat insurance quotes and insurance coverage options.
For assistance finding the right coverage for your boat, contact a member of the Trusted Choice network today.