Denton is home to the headquarters of such companies as Peterbilt Motors Company and Sally Beauty Holdings, Inc. It is also the location of several small, locally-owned businesses that are thriving in this vibrant Texas city. If you own a small company in the Denton area, you have likely invested a lot of time, money and effort into it. It's a smart strategy to protect this investment by securing your business with a top-rate Denton, TX business insurance policy.
When you are shopping for business insurance, an independent agent in the Trusted Choice® network can help you assess your company’s unique business coverage needs. Using their relationships with several different insurance companies, these agents can easily provide a variety of competitively-priced policies for you to compare. Find a Trusted Choice member agent in your area today to get more information and a selection of Denton commercial insurance quotes.
If you have employees in your business, you'll be required by the Texas state government to carry insurance to cover worker’s compensation, disability and unemployment benefits. If you use a company car or have a fleet of vehicles, you will need a commercial vehicle policy that meets state minimums for liability coverage. Most other business insurance options are optional, but are good investments in your bottom line.
In some cases, if you rent the space where your business is located or if you have taken out a business loan, you may be required by the landlord or your lender to have commercial insurance coverage. Nevertheless, if you are the sole proprietor of a business and you made a large initial investment in money, time or effort, carrying commercial insurance is in your best interest.
Some new business owners believe that because they set their business up as an LLC or a corporation, they are automatically protected against liability charges. However, these corporate business structures are designed merely as a way to protect the personal assets of business owners from liability expenses incurred against the company. The business itself remains vulnerable.
Only a Denton business insurance policy can fully protect your commercial endeavor from liability charges as well as unexpected damages and monetary losses.
Businesses can vary greatly by size, industry and the potential risks they face. Business insurance policies therefore offer several different coverage options so you are able to customize your insurance policy to meet your businesses’ unique coverage needs.
For example, a retail store that rents space in the Golden Triangle Mall may not have to worry about insuring an actual building, but it will need to cover inventory, fixtures, and supplies. A large wholesale warehouse may have land, buildings and inventory to cover. Some businesses, like the North Texas State Fair or Jazz Festival, may even need specialty insurance to cover large groups of people at an outdoor event.
A typical Denton business insurance policy will offer the following types of coverage:
There are different factors you will need to consider about your coverage needs before you start comparison-shopping, and an independent agent in the Trusted Choice member agent can help you do this. These agents can also save you time and money by doing the comparison shopping for you. Because they have relationships with a variety of different insurance providers, member agents can quickly obtain several business insurance policies that meet your coverage needs.
Insurance agents in the Trusted Choice network can be found in more than 27,000 locations nationwide, and many have offices right here in Denton. Contact one of these agents today to get more information and to obtain a variety of competitively-priced Denton commercial insurance quotes.