McAllen Business Insurance

Find the right business insurance policy for you.

Ann Herro, Insurance Expert Written by Ann Herro
Ann Herro, Insurance Expert
Written by Ann Herro

Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.


Located at the southern tip of Texas, just across the Rio Grande from Reynosa, Mexico, McAllen is one of the fastest growing cities in the country. Education and healthcare are the biggest employers. Communication companies like T-Mobile and Convergys, plus retail giants Wal-mart, Dillards, and H-E-B round out the list, along with a huge variety of small, local businesses. Whether your business is large or small, there are hundreds of McAllen, TX business insurance options available to protect it.

Use our independent agent matching system to find the best insurance plan in your area. You tell us what you’re looking for, and our technology will recommend the best agents for you. Any information you provide will be sent to only the agents you pick. We do not sell to third parties.

The City’s Economic Landscape

McAllen hosts a diversity of local businesses, and also caters to national and international companies.

  • The McAllen-Edinburg-Mission MSA was ranked the 4th fastest growing economy in the USA (1990-2000) and moved to 10th in 2006.
  • McAllen is home to 80 Fortune 500 manufacturers and 40 of America’s top 100 retailers.
  • The city is the retail center for South Texas and Northern Mexico, with a retail base of 10 million.
  • The City of Palms is a popular tourist destination, and with the Rio Grande region, hosts 125,000 eco-tourists each year.

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McAllen Business Insurance Costs

Coverage costs can vary widely, depending upon the size of the company and the types of goods and services provided. For example, consider the unique coverage requirements of an international shipping company, with facilities on both the McAllen and Reynosa side of the river, versus a local retail store or restaurant.

It is important to work with an agent who will take the time to learn about your unique coverage requirements and then shop for the right plans to adequately cover those risks. This can be a complex task, especially in an area with a lot of national and international trade.

Types of McAllen Business Insurance

Many small or home businesses can simply purchase a business owners policy (BOP) which provides a package of commercial insurance basics, such as business interruption insurance, liability, and property damage.

While many companies share some of the same risks, they also may have different major concerns. A national shipping company may be very concerned about different types of commercial shipping and vehicle insurance. Retails stores may be more concerned about protecting their inventory.

More complex risks require a customized business insurance plan, which may include coverage from several insurance companies. Trusted Choice agents write more business policies than any other brand, because they can pull exactly the coverage you need from many different providers, not just one company. They can usually package these options into one policy and one easy payment, to save you time and money.

Common types of business coverage include:

  • Property damage from fire, storms, accidents, and vandalism
  • Liability in many forms, including product liability, accident/injury liability, libel, malpractice and professional liability, or “errors and omissions” insurance
  • Fraud, embezzlement, extortion, or theft
  • Cybercrime and data loss
  • Workers compensation
  • Employee group benefit insurance

Group Employee Benefits

McAllen has the distinction of having one of the highest costs of health care in the country. As local businesses grow and strive to hire quality employees, competitive group benefits are an important hiring incentive. They may include group health and life, and retirement annuities.


Save on Business Insurance

Our independent agents shop around to find you the best coverage.

Get McAllen Commercial Insurance Quotes

No matter what type of business you own or manage in the city, a local agent in the Trusted Choice network can help you in a variety of ways. These independent local agents will take the time to understand the needs of your organization and evaluate your insurance needs.

McAllen business insurance policies can help your company grow and thrive. Contact a local agent for more information.

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